OLTA and GOAL Fintech Launch Cloud Factoring Venture

OLTA Inc., which provides Japan’s first online factoring service, “OLTA Cloud Factoring,” has partnered with GOAL Fintech Inc. to begin offering the cloud factoring business ” GOAL Cloud Factoring powered by OLTA ” from September 12, 2025.

GOAL Fintech has supported small and medium-sized enterprises and sole proprietors nationwide through its fundraising support services, including the operation of the subsidy and grant search service “Minna no Shogakuhin.” A particular strength is its ability to provide comprehensive support, from applying for subsidies to improving cash flow and management support, by leveraging its network of legal professionals, including administrative scriveners, social insurance and labor consultants, and tax accountants.

Through this partnership, OLTA will provide GOAL Fintech with consulting on the planning, development, implementation, and operation of web services, and GOAL Fintech will introduce this service to its customers. This will allow GOAL Fintech customers to use crowd factoring in addition to their existing support menu, making it easier and faster to raise short-term, small amounts of working capital. This can be used as a new fundraising method to quickly raise the funds they need when they need them.

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Based on a strong partnership, the two companies will continue to support small and medium-sized businesses in both financial and operational aspects, accompanying their growth.

Factoring is a method by which companies can quickly raise working capital by selling invoices awaiting payment that arise from commercial transactions. OLTA is a pioneering company that launched Japan’s first online factoring service, “OLTA Cloud Factoring,” in 2017. It offers a “fast, easy, and reasonable” service through AI-based screening and other methods.

We are also focusing on forming alliances with a variety of partners, and have partnered with 45 locally rooted financial institutions, making us the “No. 1 in the number of partner banks”, as well as partnering with a variety of business companies. Thanks to these wide-ranging initiatives, “OLTA Cloud Factoring” is used by many small and medium-sized enterprises.

SOURCE: PRTimes