日本語 
TISI Corporation, a member of the TIS Intec Group, announced that it will begin an initiative on July 29, 2026, to evolve its total brand of digital payment solutions, “PAYCIERGE,” into a new payment platform that combines a vertical AI (industry-specific AI) specializing in the payment domain with professional services from experts in consulting, design, engineering, and BPO. This initiative aims to promote the widespread adoption of next-generation payments utilizing AI and cutting-edge technologies such as stablecoins. By combining a vertical AI specializing in the payment domain with expert personnel possessing the operational know-how that TISI has cultivated over many years in the payment domain, the platform will achieve advanced and efficient operations such as issuance, credit assessment, fraud detection, merchant management, billing, and collection. Furthermore, by linking it with new payment methods such as stablecoins, which TISI has been continuously working on, the platform will evolve into a payment platform that can handle an autonomous economy in which AI is the main driver of transactions and payments in the future.
This initiative is part of TIS Intec Group’s efforts to expand its recurring revenue business through Vertical AI, which is a key strategy outlined in its next medium-term management plan to begin in fiscal year 2027. Leveraging its extensive experience in the card and payment systems field, where it holds a top-class market share in Japan, TISI will promote the implementation and service development of Vertical AI specifically for payment operations.
In recent years, the environment surrounding the payment industry has changed dramatically due to the spread of cashless payments, advancements in AI technology, and the emergence of new payment methods. Payments have evolved from mere means of payment to a crucial business platform that supports the creation of customer touchpoints, data utilization, and the formation of economic zones. Payment service providers are required to not only enhance and streamline their operations but also adapt to new payment models.
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On the other hand, applying AI to actual payment operations presents challenges that cannot be solved by technology alone, such as business knowledge, compliance with regulations, and integration with existing systems. Therefore, know-how and implementation capabilities to connect AI with business and systems and to lead to actual operation are crucial.
TISI has been involved in system development for the financial industry for many years, and holds a high market share in the industry, particularly in core credit card system development with approximately 50% domestic market share*1 and in the provision of branded debit card services and system development with over 80% domestic market share*2. We have accumulated expertise in payment platforms, data platforms, and payment operations, and are also advancing initiatives in the digital marketing domain and next-generation payment areas such as stablecoins.
Based on these achievements, TISI will combine its specialized Vertical AI in the payment sector with professional services from expert personnel to support the transformation of payment businesses and their adaptation to new payment models, thereby creating and transforming new revenue opportunities for payment service providers.
SOURCE: PRTimes
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