Dwilar Raises ¥150M Pre-Series A for AI Credit Assessment

Dwilar Inc., the developer and provider of “Lita,” an AI SaaS for credit assessment aimed at foreigners, has raised a total of approximately 150 million yen through a Secured Agreement with Future Equity Options (SAFE) with existing shareholder 9 capital, new investors MTG Ventures and Shinryo Fund, and several angel investors.

Funding objectives and background

Dwilar works with credit information agencies in 63 countries and major open banking APIs to provide a cross-border credit platform that enables foreigners to apply for rental screening and receive financial services using their home country credit information.

In addition to the 21 nationalities that were available at the time of the service launch in February 2025, we have now begun offering a screening process for immigrants from 42 countries in South America, Southeast Asia, China, and Korea, making it possible to support the majority of immigrants to Japan and the United States.

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The funds raised through this additional round will be used to expand the number of nationalities supported in Southeast Asia, including Cambodia, Nepal, and Bangladesh, and to build a model that can provide credit assessments using cash flow data to users who have never applied for a credit card or taken out a loan, for whom credit assessments have been difficult even when data from their home country was available.

SOURCE: PRTimes