LayerX Co., Ltd. has teamed up with The Bank of Hiroshima, Ltd. and Hirogin IT Solutions Co., Ltd. What they are rolling out is simple on paper but hits a real operational headache.
They are combining ‘Bakuraku Invoice Receipt’ with ‘Hirogin Smart Fine’ to digitize the full invoice to payment flow. Not just parts of it. The whole thing. From receiving invoices to completing payments online.
Why this matters. Accounting is getting heavier, not lighter. New regulations like invoice systems and electronic bookkeeping rules are adding more checks, more documentation, more work. At the same time, companies especially in regional areas are short on people who can actually handle this shift to digital.
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This setup tries to remove that friction. Bakuraku handles invoice intake and digitization using AI OCR. Even paper invoices get pulled into the system. Then Hirogin Smart Fine takes over on the payment side. No manual entry, no repeated verification loops.
The result is cleaner operations, fewer errors, and better visibility across the process. That also means stronger compliance without extra overhead.
The bigger play sits ahead. They are moving toward AI-BPO. Basically outsourcing entire accounting workflows, where AI and operators handle everything from opening mail to posting entries.
This is not just a feature upgrade. This is banks stepping deeper into operations. Less about transactions, more about running the backend for businesses that cannot keep up.


