COIN+ Starts Integration with Mitsubishi UFJ Bank App

Recruit MUFG Business Co., Ltd., a joint venture between Recruit Co., Ltd. and MUFG Bank, Ltd., is pleased to announce that RMB’s payment brand “COIN+” will begin linking with MUFG Bank’s internet banking service, the “MUFG Bank App,” from Wednesday, November 19, 2025. By logging in to “COIN+” or registering a new account from the “MUFG Bank App” homepage, users will be able to see their COIN+ balance on the app screen and use its payment and top-up functions.

The use of cashless payments is expanding year by year, and according to the Ministry of Economy, Trade and Industry (METI), the cashless payment ratio reached 42.8% in 2024, achieving the government’s goal of increasing this to approximately 40% by 2025 ahead of schedule. QR code payments, in particular, accounted for 9.6% of payments, becoming the second most common payment method in daily life after credit cards. In response to this trend, RMB has been expanding the features of “COIN+” and increasing the number of stores that accept it, in order to promote a cashless society. RMB is also strengthening its collaboration with its parent company, MUFG Bank, to expand its customer base through mutual customer referrals and functional collaboration.

This latest collaboration is the second step following the September 2024 collaboration with the “Account Opening App”. This collaboration will allow users to open and use their “COIN+” account within the “MUFG Bank App”. This will enable users to check their account balance and top up their “COIN+” card in a single app, providing a smoother user experience. In an online survey (targeting 358 people), 32% responded that they “check their account balance using a banking app or similar before topping up,” and an additional 26% responded that “if I could check my account balance and top up my payment app within the same app, I would check my account balance before topping up.” This initiative addresses these user needs. By enabling more people to use COIN+ seamlessly, RMB believes it has come one step closer to realizing its vision of becoming a “daily life account.”

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Furthermore, going forward, we will utilize usage data obtained through this collaboration to develop a system that allows us to make optimal proposals to each individual user. RMB will continue to deepen its collaboration with MUFG Bank and strive to provide valuable services for both users and businesses.

SOURCE: PRTimes