JCB Co., Ltd., Orient Corporation Co., Ltd., and Money Forward X Co., Ltd. have signed a basic agreement for corporate business. Starting in autumn 2025, Cashmap will provide an online lending function using the AI ​​credit assessment model. JCB will be the first company to introduce the AI ​​credit assessment model.
JCB and Money Forward X have previously collaborated on the development of “Cashmap” for JCB’s corporate and sole proprietor users, as well as co-creating new businesses for financial institutions’ corporate clients.
Meanwhile, Orico and Money Forward X are collaborating to jointly develop an “AI credit screening model” and have decided to incorporate it into the “Mikatano” series, which is aimed at corporate customers of regional financial institutions.
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The two companies have agreed to this partnership in the belief that by combining their respective solutions and customer bases, they will be able to contribute to solving the cash flow issues faced by small and medium-sized enterprises and sole proprietors, and further increase the value of their services.
Going forward, the three companies will discuss and consider ways to promote collaboration that leverages each company’s strengths beyond lending services. Through the provision of these services, the three companies will further address the challenges faced by small and medium-sized enterprises and sole proprietors and contribute to their growth.
SOURCE: PRTimes
