English 
Yayoi Co., Ltd. is pleased to announce that it has acquired a majority of the issued shares of Alarm Box Co., Ltd., which develops and operates the AI credit management cloud service “Alarm Box,” and made it a group company.
Yayoi’s mission is to “create a virtuous cycle in Japan by revitalizing small and medium-sized enterprises,” and it develops and operates services that promote the management and operational efficiency of small businesses. In addition to the Yayoi Series of business software, which has a cumulative total of over 3.5 million registered users, the company also provides FinTech services that help small businesses improve their cash flow.
AlarmBox was founded in 2016 and develops and operates the AI-powered credit management cloud service “AlarmBox” under the philosophy of “providing peace of mind for all corporate transactions.” It realizes digital credit management by handling everything from credit decisions at the time of new transactions to continuous monitoring and accounts receivable guarantees all at once.
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In particular, Alarm Box has the unique strength of being a database capable of credit evaluation of small and medium-sized enterprises, and is expected to create synergies with Yayoi’s business operations and users.
Yayoi has long focused on the potential of accounting data, and Altoa Co., Ltd. (now absorbed into Yayoi) has been working to develop and provide a credit model that utilizes accounting data voluntarily provided by Yayoi users. While the results of the credit model using quantitative data have been widely recognized, such as the realization of providing LaaS to Resona Bank*1, there were some shortcomings when it came to using it for credit assessments of small and medium-sized enterprises, such as the fact that “SMEs do not disclose their financial data” and “accounting data is not entered in real time.”
と提携することで アラームボックス, which has qualitative data related to credit for small and medium-sized enterprises, Yayoi is now able to combine its quantitative data analysis with Alarmbox’s qualitative data. By leveraging the strengths of both companies, we aim to build a highly accurate AI credit model that is even more valuable to small and medium-sized enterprises.
In the future, we plan to utilize Alarm Box’s technology and know-how to develop OEM services for small businesses and jointly develop new products.
また、弥生がグループ会社となることで、自社の与信力を強化し、より幅広いユーザーへのFinTechサービス提供の可能性の拡大、利用可能額の拡大、弥生を通じた売掛保証や信用調査等のサービス提供が可能となります。.
取引先の倒産や支払遅延などの出来事は、中小企業の経営に大きな影響を与えます。私たちは、そのような事態を未然に防ぎ、安心して健全なキャッシュフローで経営に専念できる環境を整えることで、中小企業の挑戦をサポートします。.
蓄積したさまざまなデータを活用し、AIなどの技術と組み合わせることで, 弥生 は、半歩先を見据えた価値を提供することで、中小企業の進むべき道を照らす存在となることを目指しています。今後も両社のノウハウを活かし、日本の中小企業を支援し、日本経済全体の活性化に貢献してまいります。.
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