日本語 
Let’s not pretend this is optional anymore. Identity fraud is rising, regulation is tightening, and banks are being forced to catch up.
Chiba Kogyo Bank is rolling out an identity verification support system across all branches from May 2026, working with Canon Marketing Japan and PrimaGest. The goal is simple. Make in-person verification harder to fake and faster to process.
The system reads IC chips on ID documents and integrates Japan’s public key infrastructure tied to My Number cards. It also adds facial recognition into the mix. This is not just about security. It is about reducing manual checks and cutting workload at branch counters.
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The timing matters. From 2027, stricter rules will require IC chip verification even for face-to-face transactions. So banks that delay will struggle operationally. Regional banks especially cannot afford that.
What stands out is the shift in how identity is verified. Static documents are no longer enough. Verification now combines chip data, biometrics, and backend system integration. That means fewer loopholes for fraud, but also fewer delays for customers.
Zoom out and you see the pattern. Financial institutions are being pushed into digital identity infrastructure whether they like it or not. This is less about innovation and more about survival.
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