NTT\u30c9\u30b3\u30e2\u306f\u3001\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u3068\u30c7\u30b8\u30bf\u30eb\u6c7a\u6e08\u306e\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u3092\u62e1\u5927\u3059\u308b\u305f\u3081\u3001\u300cd\u30ab\u30fc\u30c9\u300d\u30e6\u30fc\u30b6\u30fc\u5411\u3051\u306b\u65b0\u305f\u306a\u5f8c\u6255\u3044\u6a5f\u80fd\u3092\u5c0e\u5165\u3057\u307e\u3059\u3002\u3053\u306e\u65b0\u30b5\u30fc\u30d3\u30b9\u306f\u300c\u30b9\u30ad\u30c3\u30d7\u6255\u3044\u300d\u3068\u547c\u3070\u308c\u3001\u5229\u7528\u8005\u306f\u5bfe\u8c61\u5546\u54c1\u306e\u652f\u6255\u3044\u3092\u6700\u95776\u30f6\u6708\u9593\u5ef6\u671f\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u3001\u500b\u4eba\u306e\u8ca1\u52d9\u7ba1\u7406\u306b\u67d4\u8edf\u6027\u3092\u63d0\u4f9b\u3057\u307e\u3059\u3002.<\/p>\n
5\u670818\u65e5\u3088\u308a\u958b\u59cb\u4e88\u5b9a\u306e\u3053\u306e\u6a5f\u80fd\u306f\u3001\u5f53\u521d\u4e00\u62ec\u6255\u3044\u3092\u9078\u629e\u3055\u308c\u305f\u304a\u5ba2\u69d8\u304c\u3001\u5f8c\u65e5\u4e00\u62ec\u8fd4\u6e08\u306b\u79fb\u884c\u3059\u308b\u3053\u3068\u3092\u53ef\u80fd\u306b\u3059\u308b\u3082\u306e\u3067\u3059\u3002\u5e74\u738712%\u306e\u624b\u6570\u6599\u3092\u3054\u8ca0\u62c5\u3044\u305f\u3060\u304d\u307e\u3059\u3002.<\/p>\n
\u901a\u4fe1\u4e8b\u696d\u8005\u3001\u9280\u884c\u3001\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u4f01\u696d\u304c\u3001\u63a5\u7d9a\u30b5\u30fc\u30d3\u30b9\u3060\u3051\u3067\u306a\u304f\u3001\u3088\u308a\u5e83\u7bc4\u306a\u91d1\u878d\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u3078\u3068\u307e\u3059\u307e\u3059\u62e1\u5927\u3057\u3066\u3044\u308b\u4e2d\u3001\u4eca\u56de\u306e\u30b5\u30fc\u30d3\u30b9\u958b\u59cb\u306f\u3001\u65e5\u672c\u306e\u30c7\u30b8\u30bf\u30eb\u6c7a\u6e08\u304a\u3088\u3073\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u5206\u91ce\u306b\u304a\u3051\u308b\u7af6\u4e89\u306e\u6fc0\u5316\u3092\u53cd\u6620\u3057\u3066\u3044\u307e\u3059\u3002.<\/p>\n
\u30c9\u30b3\u30e2\u306f\u3001\u300cd\u30ab\u30fc\u30c9\u300d\u3001\u300cd\u6255\u3044\u300d\u3001\u300c\u30c7\u30b8\u30bf\u30eb\u30a6\u30a9\u30ec\u30c3\u30c8\u300d\u3001\u300c\u30dd\u30a4\u30f3\u30c8\u30d7\u30ed\u30b0\u30e9\u30e0\u300d\u3001\u300c\u30e2\u30d0\u30a4\u30eb\u30da\u30a4\u30e1\u30f3\u30c8\u300d\u3092\u901a\u3058\u3066\u3001\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u306e\u63d0\u4f9b\u3092\u62e1\u5927\u3057\u3066\u304d\u307e\u3057\u305f\u3002d\u6255\u3044\u300d\u306e\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306f\u73fe\u5728\u3001\u65e5\u672c\u306b\u304a\u3051\u308b\u5c0f\u58f2\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\u3001QR\u30b3\u30fc\u30c9\u30d9\u30fc\u30b9\u306e\u53d6\u5f15\u3092\u5e45\u5e83\u304f\u30b5\u30dd\u30fc\u30c8\u3057\u3066\u304a\u308a\u3001\u30c9\u30b3\u30e2\u306f\u65e5\u672c\u306b\u304a\u3051\u308b\u30c7\u30b8\u30bf\u30eb\u30fb\u30b3\u30de\u30fc\u30b9\u306e\u30ea\u30fc\u30c7\u30a3\u30f3\u30b0\u30fb\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u306e\u4e00\u3064\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002.<\/p>\n
Japan’s traditionally cash-oriented economy has moved to digital since then, pushing the country toward cashless payments. Quite fast toothanks mainly to quickly spreading mobile wallets and QR-code payments, as well as improved tourism and government campaigns.<\/p>\n
But this has also sparked more competition. Telecom players, tech startups, credit card companies, and foreign payment firms all want a part of the country’s growing financial pie. The adoption of deferred payment as a feature is consistent with the trend within the industry of payment providers expanding the scope of their mobile wallets and mobile payment systems to encompass options such as credit and other form of flexible financings.<\/p>\n
\u3053\u3061\u3089\u3082\u540c\u69d8\u3067\u3001\u65b0\u3057\u3044Skip Payment\u6a5f\u80fd\u306e\u5b9f\u88c5\u306f\u3001\u901a\u4fe1\u4e8b\u696d\u8005\u304c\u3044\u304b\u306b\u7dcf\u5408\u7684\u306a\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u30fb\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u3068\u306a\u308a\u3064\u3064\u3042\u308b\u304b\u3092\u793a\u3057\u3066\u3044\u307e\u3059\u3002\u4e16\u754c\u7684\u306b\u3001\u901a\u4fe1\u4e8b\u696d\u8005\u306f\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u3001\u30af\u30e9\u30a6\u30c9\u30a4\u30f3\u30d5\u30e9\u3001AI\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3001\u30c7\u30b8\u30bf\u30eb\u5546\u53d6\u5f15\u3092\u81ea\u793e\u306e\u4e3b\u8981\u30d3\u30b8\u30cd\u30b9\u30e2\u30c7\u30eb\u306b\u3069\u3093\u3069\u3093\u7d44\u307f\u8fbc\u3093\u3067\u3044\u307e\u3059\u3002.<\/p>\n
NTT\u30c9\u30b3\u30e2\u306b\u3068\u3063\u3066\u3082\u3001\u5f93\u6765\u306e\u901a\u4fe1\u53ce\u5165\u304c\u5727\u8feb\u3055\u308c\u3066\u3044\u308b\u4eca\u3001\u3053\u3046\u3057\u305f\u591a\u89d2\u5316\u306f\u6975\u3081\u3066\u91cd\u8981\u3067\u3059\u3002\u5e02\u5834\u306e\u98fd\u548c\u3068\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u3078\u306e\u6295\u8cc7\u30b3\u30b9\u30c8\u306e\u4e0a\u6607\u306b\u3088\u308a\u3001\u53ce\u76ca\u306e\u4f38\u3073\u306f\u6b62\u307e\u3063\u3066\u3044\u307e\u3059\u3002.<\/p>\n
NTT\u306b\u3088\u308b\u3068\u3001\u6700\u8fd1\u306e\u5831\u544a\u66f8\u3067\u306f\u3001\u30c7\u30fc\u30bf\u30bb\u30f3\u30bf\u30fc\u3001\u30ef\u30fc\u30eb\u30c9\u30ef\u30a4\u30c9\u30fb\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3001\u30c7\u30b8\u30bf\u30eb\u30fb\u30b5\u30fc\u30d3\u30b9\u306e\u62e1\u5927\u304c\u3001\u9577\u671f\u7684\u306a\u6226\u7565\u306b\u3068\u3063\u3066\u307e\u3059\u307e\u3059\u91cd\u8981\u306b\u306a\u3063\u3066\u304d\u3066\u3044\u308b\u3068\u306e\u3053\u3068\u3067\u3059\u3002.<\/p>\n
\u30c9\u30b3\u30e2\u306f\u3001\u300cd\u30ab\u30fc\u30c9\u300d\u300cd\u6255\u3044\u300d\u306b\u3088\u308b\u6d88\u8cbb\u8005\u91d1\u878d\u6a5f\u80fd\u3092\u8ffd\u52a0\u3059\u308b\u3053\u3068\u3067\u3001\u6709\u6599\u9867\u5ba2\u6570\u3001\u9867\u5ba2\u4e00\u4eba\u5f53\u305f\u308a\u306e\u53d6\u5f15\u4ef6\u6570\u3001\u6709\u6599\u30b5\u30fc\u30d3\u30b9\u306b\u3088\u308b\u53ce\u76ca\u306e\u62e1\u5927\u3092\u56f3\u308a\u307e\u3059\u3002.<\/p>\n
\u901a\u4fe1\u6280\u8853\u3068\u91d1\u878d\u6280\u8853\u306e\u878d\u5408\u306f\u30a4\u30f3\u30c9\u3060\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u30a2\u30b8\u30a2\u3067\u306f\u3001\u6c7a\u6e08\u3001\u96fb\u5b50\u5546\u53d6\u5f15\u3001\u30ed\u30a4\u30e4\u30ea\u30c6\u30a3\u30fb\u30d7\u30ed\u30b0\u30e9\u30e0\u3001\u30a8\u30f3\u30bf\u30fc\u30c6\u30a4\u30f3\u30e1\u30f3\u30c8\u3001\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u3092\u7d71\u5408\u3057\u305f\u30c7\u30b8\u30bf\u30eb\u74b0\u5883\u304c\u666e\u53ca\u3057\u3066\u3044\u307e\u3059\u3002.<\/p>\n
For Japan’s TMT and financial services industries, the launch signals further development of embedded finance and digital lending. Deferred payments, which are perhaps more globally recognized for their ‘buy now, pay later’ reputation are beginning to operate more widely in response to consumer demand for more flexible payment options for everyday expenditure.<\/p>\n
Though Japan’s credit card industry has traditionally been more cautious than certain European and North American markets, increasingly flexible payment options are emerging through digital financial providers. This may promote more open innovation by the rest of the Japan fintech ecosystem.<\/p>\n
\u304a\u305d\u3089\u304f\u3001\u4eba\u5de5\u77e5\u80fd\u3092\u5229\u7528\u3057\u305f\u4fe1\u7528\u8a55\u4fa1\u3001\u30c7\u30b8\u30bf\u30ebID\u30c1\u30a7\u30c3\u30af\u3001\u30e2\u30d0\u30a4\u30eb\u30d9\u30fc\u30b9\u306e\u6d88\u8cbb\u8005\u91d1\u878d\u306a\u3069\u3001\u4ed6\u306e\u30b5\u30fc\u30d3\u30b9\u306e\u958b\u767a\u3092\u901a\u3058\u3066\u3002.<\/p>\n
\u6c7a\u6e08\u30a4\u30f3\u30d5\u30e9\u3001\u4e0d\u6b63\u7ba1\u7406\u3001\u30af\u30e9\u30a6\u30c9\u30fb\u30d0\u30f3\u30ad\u30f3\u30b0\u30fb\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3001\u30c7\u30b8\u30bf\u30eb\u4e0e\u4fe1\u7ba1\u7406\u306b\u7279\u5316\u3057\u305f\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u306f\u3001\u901a\u4fe1\u4f1a\u793e\u3084\u91d1\u878d\u6a5f\u95a2\u304c\u6c7a\u6e08\u30a4\u30f3\u30d5\u30e9\u3092\u30a2\u30c3\u30d7\u30b0\u30ec\u30fc\u30c9\u3059\u308b\u306e\u306b\u4f34\u3044\u3001\u9700\u8981\u304c\u5897\u52a0\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002.<\/p>\n
\u540c\u6642\u306b\u3001\u30c7\u30a3\u30d5\u30a1\u30ec\u30f3\u30b7\u30e3\u30eb\u30fb\u30b5\u30fc\u30d3\u30b9\u306e\u5c0e\u5165\u305d\u306e\u3082\u306e\u304c\u3001\u65e5\u672c\u306e\u6c7a\u6e08\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u3068\u91d1\u878d\u6a5f\u95a2\u9593\u306e\u7af6\u4e89\u6fc0\u5316\u306e\u5f15\u304d\u91d1\u3068\u306a\u308a\u3001\u3088\u308a\u826f\u3044\u30e6\u30fc\u30b6\u30fc\u4f53\u9a13\u3001\u30ed\u30a4\u30e4\u30ea\u30c6\u30a3\u7279\u5178\u3001\u8907\u5408\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u306e\u958b\u767a\u3092\u4f59\u5100\u306a\u304f\u3055\u308c\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002.<\/p>\n
\u3088\u308a\u7d71\u5408\u3055\u308c\u305f\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u30fb\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u3092\u69cb\u7bc9\u3059\u308b\u3053\u3068\u3067\u3001\u6d88\u8cbb\u8005\u53d6\u5f15\u30c7\u30fc\u30bf\u306e\u6226\u7565\u7684\u4fa1\u5024\u304c\u9ad8\u307e\u3063\u3066\u3044\u308b\u3053\u3068\u304c\u3088\u308a\u9bae\u660e\u306b\u306a\u308a\u307e\u3059\u3002\u6c7a\u6e08\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3092\u6301\u3064\u4f01\u696d\u306f\u3001\u6c7a\u6e08\u884c\u52d5\u3001\u30ed\u30a4\u30e4\u30eb\u30c6\u30a3\u3001\u652f\u51fa\u7fd2\u6163\u3092\u8ffd\u8de1\u3057\u3066\u3001\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30bc\u30fc\u30b7\u30e7\u30f3\u3001\u91d1\u878d\u63d0\u6848\u3001\u4e0d\u6b63\u691c\u51fa\u3001\u30bf\u30fc\u30b2\u30c3\u30c8\u30d7\u30ed\u30e2\u30fc\u30b7\u30e7\u30f3\u3092\u5f37\u5316\u3059\u308b\u3053\u3068\u3082\u3067\u304d\u307e\u3059\u3002.<\/p>\n
AI\u3092\u6d3b\u7528\u3057\u305f\u30a2\u30ca\u30ea\u30c6\u30a3\u30af\u30b9\u306f\u3001\u3053\u3046\u3057\u305f\u30a2\u30d7\u30ed\u30fc\u30c1\u306b\u6025\u901f\u306b\u6d78\u900f\u3057\u3066\u304a\u308a\u3001\u4f01\u696d\u306f\u4e0e\u4fe1\u3068\u9867\u5ba2\u7dad\u6301\u3092\u6700\u9069\u5316\u3057\u3066\u3044\u307e\u3059\u3002.<\/p>\n
NTT\u30c9\u30b3\u30e2\u306f\u7387\u5148\u3057\u3066\u3001AI\u30a4\u30f3\u30d5\u30e9\u3084\u3055\u307e\u3056\u307e\u306a\u4e8b\u696d\u306b\u308f\u305f\u308b\u30c7\u30b8\u30bf\u30eb\u30b5\u30fc\u30d3\u30b9\u3078\u306e\u6295\u8cc7\u3092\u3059\u3067\u306b\u5f37\u5316\u3057\u3066\u304a\u308a\u3001\u901a\u4fe1\u4e8b\u696d\u8005\u304c\u5358\u306a\u308b\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u3067\u306f\u306a\u304f\u3001\u30c7\u30fc\u30bf\u4e3b\u5c0e\u578b\u306e\u30c6\u30c3\u30af\u30d7\u30ec\u30fc\u30e4\u30fc\u3078\u3068\u5909\u8c8c\u3092\u9042\u3052\u308b\u6f6e\u6d41\u3092\u4f53\u73fe\u3057\u3066\u3044\u307e\u3059\u3002.<\/p>\n
\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u306b\u304a\u3051\u308bAI\u306e\u63a1\u7528\u3068\u767a\u5c55\u304c\u9032\u3080\u306b\u3064\u308c\u3001\u3053\u306e\u7a2e\u306e\u5f8c\u6255\u3044\u30b7\u30b9\u30c6\u30e0\u306f\u3001\u8fd4\u6e08\u30b9\u30b1\u30b8\u30e5\u30fc\u30eb\u3084\u6d88\u8cbb\u30a2\u30c9\u30d0\u30a4\u30b9\u304c\u500b\u4eba\u306e\u8cc7\u7523\u3084\u652f\u51fa\u306b\u52d5\u7684\u306b\u53cd\u5fdc\u3059\u308b\u3001\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u3055\u308c\u305f\u91d1\u878d\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u306b\u5909\u308f\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002.<\/p>\n
\u5f8c\u6255\u3044\u30b7\u30b9\u30c6\u30e0\u306e\u60aa\u5f71\u97ff\u898f\u5236-\u6d88\u8cbb\u8005\u4fdd\u8b77\uff1f\u3059\u3079\u3066\u306e\u56fd\u306b\u304a\u3044\u3066\u3001\u898f\u5236\u5f53\u5c40\u306f\u3001\u4f7f\u3044\u904e\u304e\u3001\u8ca0\u50b5\u3001\u624b\u6570\u6599\u3068\u8fd4\u6e08\u306e\u900f\u660e\u6027\u306b\u3088\u308a\u3001\u67d4\u8edf\u306a\u8cc7\u91d1\u8abf\u9054\u306e\u63d0\u4f9b\u306b\u6ce8\u76ee\u3057\u3066\u3044\u307e\u3059\u3002.<\/p>\n
\u305d\u306e\u305f\u3081\u3001\u65e5\u672c\u306e\u91d1\u878d\u898f\u5236\u5f53\u5c40\u306f\u3001\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u3084\u901a\u4fe1\u4e8b\u696d\u8005\u304c\u3069\u306e\u3088\u3046\u306b\u6d88\u8cbb\u8005\u91d1\u878d\u306e\u30b5\u30fc\u30d3\u30b9\u3092\u62e1\u5927\u3057\u3066\u3044\u304f\u306e\u304b\u3001\u6ce8\u8996\u3057\u3066\u3044\u304f\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002.<\/p>\n
\u6c7a\u6e08\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u304c\u30c7\u30b8\u30bf\u30eb\u5316\u3055\u308c\u3001\u76f8\u4e92\u63a5\u7d9a\u304c\u9032\u3080\u306b\u3064\u308c\u3066\u3001\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u3068\u4e0d\u6b63\u884c\u70ba\u306e\u7ba1\u7406\u3082\u975e\u5e38\u306b\u91cd\u8981\u306b\u306a\u3063\u3066\u304d\u3066\u3044\u307e\u3059\u3002\u6700\u8fd1\u3001NTT\u30c9\u30b3\u30e2\u306f\u3001\u306a\u308a\u3059\u307e\u3057\u9632\u6b62\u3068\u8a8d\u8a3c\u30b7\u30b9\u30c6\u30e0\u3092\u518d\u69cb\u7bc9\u3057\u3001\u5f37\u529b\u306a\u30c7\u30b8\u30bf\u30eb\u4fdd\u8b77\u5bfe\u7b56\u3092\u78ba\u7acb\u3057\u307e\u3057\u305f\u3002.<\/p>\n
\u3057\u304b\u3057\u3001\u6d88\u8cbb\u8005\u30c7\u30fc\u30bf\u3068\u8ca1\u52d9\u306e\u5b89\u5168\u306a\u7ba1\u7406\u306f\u3001\u5c06\u6765\u306e\u5dee\u5225\u5316\u8981\u56e0\u3068\u306a\u308b\u6a5f\u4f1a\u3092\u63d0\u4f9b\u3057\u307e\u3059\u3002.<\/p>\n
NTT Docomo’s roll-out of deferred payment services is part of a bigger change in the Japan digital economy.<\/p>\n
\u901a\u4fe1\u4f1a\u793e\u4ee5\u5916\u306b\u3082\u3001\u91d1\u878d\u3068\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u306e\u7d71\u5408\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u304c\u3001\u67d4\u8edf\u3067\u30c7\u30fc\u30bf\u99c6\u52d5\u578b\u3001AI\u5bfe\u5fdc\u306e\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\u306b\u5909\u5316\u3092\u3082\u305f\u3089\u3057\u3066\u3044\u307e\u3059\u3002.<\/p>\n
Japan’s fintech sector could see an increase in innovation in embedded finance, mobile lending, and digital consumer ecosystems with the introduction of services like Skip Payment.<\/p>\n
Given the increasing competition in the digital payments market in Asia, companies which will be able to combine telecommunications infrastructure, fintech services, AI analytics, and secure digital platforms may become the leading players of the next phase of the region’s digital economy.<\/p>","protected":false},"excerpt":{"rendered":"
NTT Docomo is expanding its fintech and digital payments ecosystem with the introduction of a new deferred payment feature for d Card users, highlighting the growing evolution of Japan\u2019s consumer finance and cashless payment market. The new service, called \u201cSkip Payment,\u201d will allow users to postpone payments on eligible purchases for up to six months, offering greater flexibility in personal financial management. The feature, scheduled to launch on May 18, enables customers who originally selected one-time payments to later shift those purchases into deferred lump-sum repayments. Users will be charged a fee based on an annualized rate of 12%, with repayment completed in the selected future month. Japan\u2019s Digital Payment […]<\/p>\n","protected":false},"author":7,"featured_media":32792,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"wprm-recipe-roundup-name":"","wprm-recipe-roundup-description":"","postBodyCss":"","postBodyMargin":[],"postBodyPadding":[],"postBodyBackground":{"backgroundType":"classic","gradient":""},"footnotes":""},"categories":[940,1,8098],"tags":[103,2907,4228,3268,2622],"ppma_author":[572],"class_list":{"0":"post-32791","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-finance-tech","8":"category-fintech","9":"category-news-articles","10":"tag-ai-infrastructure","11":"tag-digital-payments","12":"tag-digital-services","13":"tag-finance-tech","14":"tag-ntt-docomo"},"yoast_head":"\n