The South Korean financial technology firm Travel Wallet has unveiled its services in Japan, which is a big step towards their goal of establishing a worldwide cross-border payment system. This move also shows how intense the competition in Asia’s digital payments sector is since different fintech companies are trying to make international transactions easier and less dependent on traditional banking systems.<\/p>\n
\u4e3b\u306b\u5916\u8ca8\u4e21\u66ff\u3068\u6d77\u5916\u6c7a\u6e08\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3092\u6271\u3046\u540c\u793e\u306f\u3001\u65e5\u672c\u3067\u306e\u30b5\u30fc\u30d3\u30b9\u958b\u59cb\u306f\u30b0\u30ed\u30fc\u30d0\u30eb\u5c55\u958b\u8a08\u753b\u306e\u59cb\u307e\u308a\u306b\u904e\u304e\u306a\u3044\u3068\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002\u5f53\u521d\u3001\u30c8\u30e9\u30d9\u30eb\u30fb\u30a6\u30a9\u30ec\u30c3\u30c8\u306f\u65e5\u672c\u3092\u62e0\u70b9\u3068\u3057\u305f\u5f37\u529b\u306a\u56fd\u969b\u6c7a\u6e08\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u3092\u69cb\u7bc9\u3059\u308b\u610f\u5411\u3067\u3001\u305d\u306e\u5f8c\u3001\u4eca\u5e74\u5f8c\u534a\u306b\u306f\u3055\u3089\u306a\u308b\u62e1\u5927\u306e\u305f\u3081\u7c73\u56fd\u5e02\u5834\u3092\u30bf\u30fc\u30b2\u30c3\u30c8\u306b\u3059\u308b\u4e88\u5b9a\u3067\u3059\u3002.<\/p>\n
Fintech companies looking to expand globally are finding Japan’s quickly changing digital payment landscape very appealing. Although the country remained a cash society for a very long time, in recent years, there has been an increase in the adoption of QR code payments, mobile wallets, and other digital financial services primarily due to the increase in tourism, government measures, and change in consumer behavior.<\/p>\n
Travel Wallet’s market debut in Japan coincides with the time when big players like PayPay, Visa, and other international fintechs are not only very active in their enhancement of cross-border payment features but are also boosting the number of these features available. The fact that Japanese payment platforms have been partnering with global financial networks recently is a great example of how digital wallets are developing from simple domestic payment applications into comprehensive international financial ecosystems.<\/p>\n
Through its foray into the Japan market, Travel Wallet is not only tapping into one of Asia’s most digitally advanced financial ecosystems but also efficiently locating itself among the major tourism and commerce flows of the area.<\/p>\n
One feature that sets Travel Wallet apart from other fintech platforms is the company’s desire to develop its own foreign exchange and settlement infrastructure instead of merely using existing structures. It runs its own forex system and cloud-based payment infrastructure that is engineered to facilitate currency exchange, cross-border payments, and settlements in real time.<\/p>\n
\u3053\u306e\u3088\u3046\u306a\u6226\u7565\u306f\u3001\u540c\u793e\u304c\u5916\u56fd\u70ba\u66ff\u30b3\u30b9\u30c8\u3092\u6291\u3048\u308b\u3060\u3051\u3067\u306a\u304f\u3001\u56fd\u3084\u901a\u8ca8\u3092\u8d85\u3048\u305f\u30b5\u30fc\u30d3\u30b9\u3092\u3088\u308a\u7c21\u5358\u306b\u62e1\u5927\u3059\u308b\u306e\u306b\u5f79\u7acb\u3061\u307e\u3059\u3002\u540c\u793e\u306b\u3088\u308b\u3068\u3001\u540c\u793e\u306e\u6280\u8853\u30d0\u30c3\u30af\u30dc\u30fc\u30f3\u306f\u56fd\u969b\u7684\u306a\u6210\u9577\u306b\u5411\u3051\u305f\u3082\u306e\u3067\u3001\u6c7a\u6e08\u65b9\u6cd5\u3084\u898f\u5236\u9075\u5b88\u3092\u77ed\u671f\u9593\u3067\u30ed\u30fc\u30ab\u30e9\u30a4\u30ba\u3067\u304d\u308b\u3053\u3068\u3092\u610f\u5473\u3057\u307e\u3059\u3002.<\/p>\n
\u3053\u3053\u3067\u306e\u5927\u304d\u306a\u30a4\u30e1\u30fc\u30b8\u306f\u3001\u30b0\u30ed\u30fc\u30d0\u30eb\u306b\u76f8\u4e92\u63a5\u7d9a\u3055\u308c\u305f\u6c7a\u6e08\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u306e\u9032\u5316\u3067\u3059\u3002\u73fe\u5728\u3001\u4eba\u3005\u306f\u65c5\u884c\u3084\u56fd\u5883\u3092\u8d8a\u3048\u305f\u53d6\u5f15\u3092\u3059\u308b\u969b\u306b\u30b9\u30e0\u30fc\u30ba\u306a\u6c7a\u6e08\u3092\u7d4c\u9a13\u3059\u308b\u3053\u3068\u306b\u6163\u308c\u3066\u304a\u308a\u3001\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u306f\u6c7a\u6e08\u9001\u91d1\u3084\u5916\u56fd\u70ba\u66ff\u3001\u3055\u3089\u306b\u306f\u6295\u8cc7\u30b5\u30fc\u30d3\u30b9\u307e\u3067\u3092\u30c7\u30b8\u30bf\u30eb\u7d71\u5408\u3057\u305f\u30aa\u30fc\u30eb\u30a4\u30f3\u30ef\u30f3\u306e\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002.<\/p>\n
The introduction of Travel Wallet is an excellent example of how Japan is gradually positioning itself as the main center of Asia’s digital payments revolution. The country’s fintech industry is undergoing rapid transformation as firms are venturing into AI-enabled payment methods, settlements via blockchain technology, and creation of interoperable wallet infrastructures.<\/p>\n
\u3053\u306e\u3088\u3046\u306a\u7af6\u4e89\u306e\u6fc0\u5316\u306b\u3088\u308a\u3001\u65e5\u672c\u3067\u306f\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u3084\u9280\u884c\u306e\u6280\u8853\u9032\u6b69\u304c\u52a0\u901f\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\u91d1\u878d\u6a5f\u95a2\u304c\u4f1d\u7d71\u7684\u306b\u4f7f\u7528\u3057\u3066\u304d\u305f\u30ec\u30ac\u30b7\u30fc\u306a\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\u3092\u3001\u3088\u308a\u9ad8\u901f\u3067\u30b0\u30ed\u30fc\u30d0\u30eb\u306b\u4e92\u63db\u6027\u306e\u3042\u308b\u30a4\u30f3\u30d5\u30e9\u306b\u30a2\u30c3\u30d7\u30b0\u30ec\u30fc\u30c9\u3067\u304d\u306a\u3051\u308c\u3070\u3001\u8106\u5f31\u6027\u306b\u306a\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002.<\/p>\n
The talks within the industry about the changes in Japan’s payment system architecture are also raising concerns about how the country can continue to stay competitive in an ever more connected world economy. The experts and the fintech communities alike have pointed out the need to aim for real-time payment mechanisms and globally interoperable financial networks.<\/p>\n
Furthermore, the growth in Japan’s foreign tourist arrivals has led to a higher demand for seamless methods of international payments without any inconveniences. Multi-currency and cross-border transactions will largely be facilitated through platforms which therefore, are expected to be the main beneficiaries of the travel resurgence in Asia.<\/p>\n
\u307e\u305f\u3001\u30c7\u30b8\u30bf\u30eb\u91d1\u878d\u3092\u3081\u3050\u308b\u7af6\u4e89\u304c\u3053\u306e\u5730\u57df\u3067\u6fc0\u5316\u3057\u3066\u3044\u308b\u3053\u3068\u3092\u793a\u3059\u3082\u306e\u3067\u3082\u3042\u308a\u307e\u3059\u3002\u30a2\u30b8\u30a2\u5e02\u5834\u3067\u306f\u3001\u30e2\u30d0\u30a4\u30eb\u30fb\u30a6\u30a9\u30ec\u30c3\u30c8\u3001QR\u30b3\u30fc\u30c9\u6c7a\u6e08\u3001\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u30fb\u30a4\u30f3\u30d5\u30e9\u3078\u306e\u6295\u8cc7\u304c\u6025\u5897\u3057\u3066\u3044\u307e\u3059\u3002.<\/p>\n
\u65e5\u672c\u3001\u97d3\u56fd\u3001\u30b7\u30f3\u30ac\u30dd\u30fc\u30eb\u3001\u6771\u5357\u30a2\u30b8\u30a2\u306e\u4f01\u696d\u306f\u3001\u3053\u306e\u5730\u57df\u3092\u30ea\u30fc\u30c9\u3059\u308b\u6c7a\u6e08\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u3092\u958b\u767a\u3059\u308b\u305f\u3081\u306b\u4e92\u3044\u306b\u7af6\u3044\u5408\u3063\u3066\u3044\u307e\u3059\u3002Visa PayPal\u306e\u30d6\u30ed\u30c3\u30af\u30c1\u30a7\u30fc\u30f3\u4f01\u696d\u3084\u901a\u4fe1\u4e8b\u696d\u8005\u306f\u3001\u76f8\u4e92\u904b\u7528\u53ef\u80fd\u306a\u30a6\u30a9\u30ec\u30c3\u30c8\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u3068AI\u5bfe\u5fdc\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u306e\u69cb\u7bc9\u3092\u76ee\u6307\u3059\u3053\u308c\u3089\u306e\u30d1\u30fc\u30c8\u30ca\u30fc\u30b7\u30c3\u30d7\u306e\u30e1\u30f3\u30d0\u30fc\u306e\u4e00\u4eba\u3067\u3059\u3002.<\/p>\n
Besides that, stablecoin payments and blockchain settlement systems are being introduced into Japan’s payment system. Through pilot programs, for example, USDC-based retail payments at Tokyo’s Haneda Airport, the country’s financial system is showcasing its readiness to be a spot for next-generation financial technologies.<\/p>\n
Travel Wallet’s broadening could be a great benefit to businesses by enhancing payment accessibility for international tourists and online customers, in addition to reducing the costs of transactions linked to foreign currency exchange and remittances.<\/p>\n
\u5546\u54c1\u3084\u30b5\u30fc\u30d3\u30b9\u306e\u8ca9\u58f2\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\u30b7\u30e7\u30c3\u30d7\u3001\u65c5\u884c\u696d\u3092\u55b6\u3080\u4eba\u3005\u306f\u3001\u3088\u308a\u52b9\u7387\u7684\u306b\u6a5f\u80fd\u3059\u308b\u6c7a\u6e08\u30b7\u30ca\u30ea\u30aa\u3092\u5f97\u308b\u3053\u3068\u304c\u3067\u304d\u3001\u6d77\u5916\u304b\u3089\u306e\u9867\u5ba2\u306e\u4e0d\u4fbf\u3092\u5927\u5e45\u306b\u8efd\u6e1b\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u4e00\u65b9\u3001\u97d3\u56fd\u3068\u65e5\u672c\u306e\u4f01\u696d\u304c\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u95a2\u4fc2\u3092\u69cb\u7bc9\u3059\u308b\u3053\u3068\u3067\u3001\u5730\u57df\u306e\u30c7\u30b8\u30bf\u30eb\u5546\u53d6\u5f15\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u304c\u5f37\u5316\u3055\u308c\u3001\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\u306e\u76f8\u4e92\u904b\u7528\u6027\u304c\u5411\u4e0a\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002.<\/p>\n
\u4e00\u822c\u306e\u4eba\u3005\u3082\u540c\u69d8\u306b\u3001\u70ba\u66ff\u624b\u6570\u6599\u306e\u524a\u6e1b\u3001\u8fc5\u901f\u306a\u6c7a\u6e08\u3001\u6c7a\u6e08\u3001\u901a\u8ca8\u7ba1\u7406\u3001\u65c5\u884c\u53d6\u5f15\u306a\u3069\u30921\u3064\u306e\u30b7\u30fc\u30e0\u30ec\u30b9\u306a\u30c7\u30b8\u30bf\u30eb\u74b0\u5883\u5185\u3067\u7d71\u5408\u3059\u308b\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u306e\u7d44\u307f\u5408\u308f\u305b\u306a\u3069\u3001\u79fb\u884c\u306b\u3088\u3063\u3066\u3082\u305f\u3089\u3055\u308c\u308b\u3044\u304f\u3064\u304b\u306e\u30e1\u30ea\u30c3\u30c8\u3092\u4eab\u53d7\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002.<\/p>\n
\u30c8\u30e9\u30d9\u30eb\u30a6\u30a9\u30ec\u30c3\u30c8\u306e\u65e5\u672c\u3067\u306e\u30ed\u30fc\u30f3\u30c1\u306f\u3001\u30a2\u30b8\u30a2\u306b\u304a\u3051\u308b\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u696d\u754c\u306e\u5927\u304d\u306a\u6d41\u308c\u3092\u8c61\u5fb4\u3057\u3066\u3044\u307e\u3059\u3002\u30c7\u30b8\u30bf\u30eb\u30a6\u30a9\u30ec\u30c3\u30c8\u306f\u3001\u5358\u306b\u6c7a\u6e08\u306e\u305f\u3081\u306e\u4fbf\u5229\u306a\u30c4\u30fc\u30eb\u306b\u3068\u3069\u307e\u3089\u305a\u3001\u56fd\u969b\u7684\u306a\u53d6\u5f15\u3084\u65c5\u884c\u3001\u30c7\u30b8\u30bf\u30eb\u7d4c\u6e08\u3092\u53ef\u80fd\u306b\u3059\u308b\u5b8c\u5168\u306a\u91d1\u878d\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u3068\u3057\u3066\u306e\u5f79\u5272\u3092\u679c\u305f\u3059\u3088\u3046\u306b\u306a\u3063\u3066\u304d\u3066\u3044\u307e\u3059\u3002.<\/p>\n
\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u306e\u65b0\u8208\u4f01\u696d\u304c\u65e5\u672c\u5e02\u5834\u306b\u53c2\u5165\u3059\u308b\u3053\u3068\u3067\u3001\u30af\u30ed\u30b9\u30dc\u30fc\u30c0\u30fc\u6c7a\u6e08\u306b\u95a2\u3059\u308b\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u304c\u4fc3\u9032\u3055\u308c\u3001\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u306e\u4e2d\u5fc3\u5730\u3068\u3057\u3066\u306e\u65e5\u672c\u304c\u78ba\u7acb\u3055\u308c\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002.<\/p>\n
\u4eba\u5de5\u77e5\u80fd\u3068\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u6c7a\u6e08\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u3092\u6d3b\u7528\u3057\u305f\u6b21\u4e16\u4ee3\u30b0\u30ed\u30fc\u30d0\u30eb\u6c7a\u6e08\u30a4\u30f3\u30d5\u30e9\u69cb\u7bc9\u306e\u7af6\u4e89\u306f\u3001\u4eca\u5f8c\u307e\u3059\u307e\u3059\u6fc0\u5316\u3057\u3066\u3044\u304f\u3067\u3057\u3087\u3046\u3002.<\/p>","protected":false},"excerpt":{"rendered":"
The South Korean financial technology firm Travel Wallet has unveiled its services in Japan, which is a big step towards their goal of establishing a worldwide cross-border payment system. This move also shows how intense the competition in Asia’s digital payments sector is since different fintech companies are trying to make international transactions easier and less dependent on traditional banking systems. The company that mainly deals with foreign exchange and overseas payment solutions has stated that the launch in Japan is just the beginning of its global expansion plan. Initially, Travel Wallet intends to build a strong international payment network based in Japan and after that, it will target the […]<\/p>\n","protected":false},"author":7,"featured_media":32566,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"wprm-recipe-roundup-name":"","wprm-recipe-roundup-description":"","postBodyCss":"","postBodyMargin":[],"postBodyPadding":[],"postBodyBackground":{"backgroundType":"classic","gradient":""},"footnotes":""},"categories":[940,1,8098],"tags":[12867,3268,11728,12868,12869],"ppma_author":[572],"class_list":{"0":"post-32565","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-finance-tech","8":"category-fintech","9":"category-news-articles","10":"tag-digital-wallets","11":"tag-finance-tech","12":"tag-global-payment","13":"tag-japan-service","14":"tag-travel-wallet"},"yoast_head":"\n