Japan’s fintech and crypto community made a significant stride when it released the nation’s first credit card that makes it possible to pay in Bitcoin. The whole idea, a collaboration between bitbank and Epos Card, is a good example of traditional finance and digital assets coming together more and more.<\/p>\n
The recently launched “EPOS Crypto Card for bitbank” enables customers to pay their credit card fees each month with the Bitcoin balance they have on their exchange accounts. The move is a major milestone in Japan as it is the first time physical use of crypto for regular financial operations has been realized.<\/p>\n
\u5f93\u6765\u306e\u6697\u53f7\u30ab\u30fc\u30c9\u306f\u901a\u5e38\u3001\u4f7f\u7528\u524d\u306b\u8cc7\u91d1\u3092\u4e8b\u524d\u306b\u5165\u91d1\u3057\u305f\u308a\u3001\u8cc7\u7523\u3092\u5909\u63db\u3057\u305f\u308a\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3057\u305f\u304c\u3001\u3053\u306e\u6697\u53f7\u30ab\u30fc\u30c9\u30e2\u30c7\u30eb\u306f\u8907\u96d1\u3055\u3092\u6392\u9664\u3057\u3066\u3044\u307e\u3059\u3002\u57fa\u672c\u7684\u306b\u3001\u30e6\u30fc\u30b6\u30fc\u306f\u4ed6\u306eVisa\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3068\u540c\u3058\u3088\u3046\u306b\u4f7f\u3048\u308b\u30ab\u30fc\u30c9\u3092\u624b\u306b\u5165\u308c\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u552f\u4e00\u306e\u9055\u3044\u306f\u3001\u8acb\u6c42\u66f8\u3092\u652f\u6255\u3046\u3068\u304d\u306b\u3001\u30b7\u30b9\u30c6\u30e0\u304c\u81ea\u52d5\u7684\u306b\u30d3\u30c3\u30c8\u30d0\u30f3\u30af\u53e3\u5ea7\u304b\u3089\u30d3\u30c3\u30c8\u30b3\u30a4\u30f3\u3092\u53d6\u308a\u51fa\u3057\u3066\u5186\u306b\u5909\u63db\u3059\u308b\u3053\u3068\u3067\u3059\u3002.<\/p>\n
\u6697\u53f7\u304b\u3089\u4e0d\u63db\u7d19\u5e63\u3078\u306e\u5909\u63db\u304c\u5373\u5ea7\u306b\u884c\u308f\u308c\u308b\u304a\u304b\u3052\u3067\u3001\u5c0e\u5165\u30d7\u30ed\u30bb\u30b9\u5168\u4f53\u304c\u5927\u304d\u304f\u5f8c\u62bc\u3057\u3055\u308c\u307e\u3059\u3002\u6697\u53f7\u3078\u306e\u5207\u308a\u66ff\u3048\u3092\u59a8\u3052\u308b\u4e3b\u306a\u7406\u7531\u306e1\u3064\u306f\u3001\u65e5\u5e38\u7684\u306a\u53d6\u5f15\u3067\u306e\u5b9f\u7528\u6027\u306e\u6b20\u5982\u3067\u3059\u3002\u30e6\u30fc\u30b6\u30fc\u306f\u3001\u5358\u306a\u308b\u30c7\u30b8\u30bf\u30eb\u8cc7\u7523\u306e\u4fdd\u6709\u8005\u306b\u306a\u308b\u4ee3\u308f\u308a\u306b\u3001\u4f59\u5206\u306a\u624b\u9593\u3092\u304b\u3051\u308b\u3053\u3068\u306a\u304f\u3001\u30c7\u30b8\u30bf\u30eb\u8cc7\u7523\u3092\u65e5\u5e38\u7684\u306a\u91d1\u878d\u53d6\u5f15\u306b\u7c21\u5358\u306b\u7d71\u5408\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u308a\u307e\u3057\u305f\u3002.<\/p>\n
\u3053\u306e\u30ab\u30fc\u30c9\u306f\u3001\u30e6\u30fc\u30b6\u30fc\u306e\u6210\u9577\u3092\u4fc3\u9032\u3059\u308b\u3088\u3046\u306a\u6a5f\u80fd\u3092\u63d0\u4f9b\u3057\u307e\u3059\u3002\u30e6\u30fc\u30b6\u30fc\u306f\u3001\u8cfc\u5165\u91d1\u984d\u306e\u7d040.5%\u3092\u30d3\u30c3\u30c8\u30b3\u30a4\u30f3\u3001\u30a4\u30fc\u30b5\u30ea\u30a2\u30e0\u3001\u30a2\u30b9\u30bf\u30fc\u306a\u3069\u306e\u6697\u53f7\u901a\u8ca8\u3067\u9084\u5143\u3055\u308c\u3001\u53d6\u5f15\u6240\u306e\u53e3\u5ea7\u306b\u76f4\u63a5\u5165\u91d1\u3055\u308c\u307e\u3059\u3002.<\/p>\n
Japan has traditionally been one of the most regulated but at the same time one of the most progressive crypto markets in the world. Launching this card is the country’s way of signaling that it is moving beyond just trading and speculation of cryptocurrencies to their actual use in the everyday life.<\/p>\n
This step is moreover a major one as it goes along with Japan’s larger transition toward digital finance innovation. Through the use of crypto in regular payment systems, Japan is not only placing itself as a frontrunner in the adoption of financial technology, but at the same time, it is upholding the regulatory framework.<\/p>\n
\u91d1\u878d\u6a5f\u95a2\u306f\u3001\u3053\u308c\u3092\u6d88\u8cbb\u8005\u306e\u9700\u8981\u306e\u5909\u5316\u3092\u793a\u5506\u3059\u308b\u3082\u306e\u3068\u89e3\u91c8\u3059\u3079\u304d\u3067\u3059\u3002\u5f93\u6765\u306e\u9280\u884c\u30b5\u30fc\u30d3\u30b9\u306f\u30c7\u30b8\u30bf\u30eb\u8cc7\u7523\u3068\u306e\u7af6\u4e89\u306e\u6fc0\u5316\u306b\u76f4\u9762\u3057\u3066\u304a\u308a\u3001\u3053\u308c\u304c\u9280\u884c\u3084\u6c7a\u6e08\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u304c\u30d5\u30a3\u30a2\u30c3\u30c8\u53d6\u5f15\u3068\u6697\u53f7\u53d6\u5f15\u306e\u4e21\u65b9\u3092\u53ef\u80fd\u306b\u3059\u308b\u30cf\u30a4\u30d6\u30ea\u30c3\u30c9\u30fb\u30b7\u30b9\u30c6\u30e0\u306e\u5b9f\u73fe\u53ef\u80fd\u6027\u3092\u8abf\u67fb\u3059\u308b\u7406\u7531\u3067\u3059\u3002.<\/p>\n
The repercussions are far-reaching and aren’t limited to just fintech. For Japan’s broader technology sector, this initiative opens a door for several possibilities in the areas of payment infrastructure, blockchain technology, and cybersecurity.<\/p>\n
\u30c7\u30b8\u30bf\u30eb\u30a6\u30a9\u30ec\u30c3\u30c8\u3001\u6c7a\u6e08\u30b2\u30fc\u30c8\u30a6\u30a7\u30a4\u3001\u898f\u5236\u9075\u5b88\u306e\u305f\u3081\u306e\u6280\u8853\u306a\u3069\u306e\u88fd\u54c1\u306b\u6ce8\u529b\u3059\u308b\u4f01\u696d\u306f\u3001\u6697\u53f7\u901a\u8ca8\u304c\u91d1\u878d\u30b7\u30b9\u30c6\u30e0\u306e\u4e2d\u3067\u78ba\u56fa\u305f\u308b\u8db3\u5834\u3092\u7bc9\u304f\u306b\u3064\u308c\u3066\u9700\u8981\u304c\u6025\u5897\u3059\u308b\u3068\u4e88\u60f3\u3055\u308c\u307e\u3059\u3002\u4e00\u65b9\u3001\u6697\u53f7\u901a\u8ca8\u306b\u3088\u308b\u6c7a\u6e08\u304c\u4fe1\u7528\u30b7\u30b9\u30c6\u30e0\u3068\u878d\u5408\u3059\u308b\u3053\u3068\u3067\u3001\u5206\u6563\u578b\u91d1\u878d\uff08DeFi\uff09\u3084\u8cc7\u7523\u306e\u30c8\u30fc\u30af\u30f3\u5316\u306a\u3069\u3001\u4ed6\u306e\u9769\u65b0\u7684\u306a\u91d1\u878d\u5546\u54c1\u306e\u958b\u767a\u304c\u4fc3\u9032\u3055\u308c\u308b\u53ef\u80fd\u6027\u3082\u3042\u308a\u307e\u3059\u3002.<\/p>\n
\u65b0\u8208\u4f01\u696d\u3001\u7279\u306b\u30b9\u30bf\u30fc\u30c8\u30a2\u30c3\u30d7\u6bb5\u968e\u306e\u4f01\u696d\u306f\u3001\u3053\u306e\u3088\u3046\u306a\u958b\u767a\u3092\u901a\u3058\u3066\u5927\u304d\u306a\u30e1\u30ea\u30c3\u30c8\u3092\u5f97\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3067\u3057\u3087\u3046\u3002\u30aa\u30fc\u30d7\u30f3\u30fb\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u306e\u6982\u5ff5\u304c\u65e5\u672c\u3067\u652f\u6301\u3055\u308c\u308b\u306b\u3064\u308c\u3001\u4e2d\u5c0f\u4f01\u696d\u306f\u3053\u306e\u65b0\u3057\u3044\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u306b\u5bfe\u5fdc\u3059\u308b\u6697\u53f7\u4f1a\u8a08\u30c4\u30fc\u30eb\u3084AI\u652f\u63f4\u578b\u4e0d\u6b63\u691c\u77e5\u30b7\u30b9\u30c6\u30e0\u306a\u3069\u306e\u8ffd\u52a0\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3092\u8003\u3048\u51fa\u3059\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002.<\/p>\n
Japan’s decision, on a worldwide level, draws attention to a global shift towards the widespread use of cryptocurrency in regular financial products. Although crypto debit cards have been around for several years, credit-based programs, directly connected to the users’ exchange balances, are a much higher level of the integration process.<\/p>\n
\u56fd\u969b\u7684\u306a\u30d3\u30b8\u30cd\u30b9\u306b\u304a\u3044\u3066\u3001\u3053\u308c\u306f\u6c7a\u6e08\u3084\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u306e\u65b9\u6cd5\u304c\u3055\u3089\u306b\u767a\u5c55\u3059\u308b\u5909\u5316\u306e\u30b7\u30b0\u30ca\u30eb\u3067\u3059\u3002\u96fb\u5b50\u5546\u53d6\u5f15\u3001\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u3001\u30c7\u30b8\u30bf\u30eb\u30b5\u30fc\u30d3\u30b9\u5206\u91ce\u306e\u4f01\u696d\u306f\u3001\u6d88\u8cbb\u8005\u304c\u5f93\u6765\u306e\u652f\u6255\u3044\u65b9\u6cd5\u3060\u3051\u3067\u306a\u304f\u3001\u540c\u7b49\u306e\u5229\u4fbf\u6027\u3092\u6301\u3064\u6697\u53f7\u5316\u3055\u308c\u305f\u652f\u6255\u3044\u30aa\u30d7\u30b7\u30e7\u30f3\u3082\u671b\u3080\u6642\u4ee3\u306b\u5099\u3048\u3066\u3001\u6e96\u5099\u3092\u6574\u3048\u308b\u5fc5\u8981\u304c\u3042\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002.<\/p>\n
\u3057\u304b\u3057\u3001\u3053\u306e\u652f\u6255\u3044\u65b9\u6cd5\u306b\u306f\u30c7\u30e1\u30ea\u30c3\u30c8\u304c\u3042\u308a\u307e\u3059\u3002\u30d3\u30c3\u30c8\u30b3\u30a4\u30f3\u306f\u57fa\u672c\u7684\u306b\u8fd4\u6e08\u6642\u306b\u58f2\u5374\u3055\u308c\u308b\u305f\u3081\u3001\u73fe\u5730\u306e\u898f\u5236\u306b\u3088\u308a\u53d6\u5f15\u30ec\u30d9\u30eb\u304c\u8ab2\u7a0e\u5bfe\u8c61\u3068\u306a\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\u3082\u3046\u4e00\u3064\u306e\u8981\u56e0\u306f\u3001\u4fa1\u683c\u306e\u30dc\u30e9\u30c6\u30a3\u30ea\u30c6\u30a3\u3067\u3042\u308a\u3001\u6c17\u3065\u304b\u305a\u306b\u653e\u7f6e\u3057\u3066\u304a\u304f\u3068\u3001\u6697\u53f7\u306e\u4fa1\u5024\u306e\u6025\u6fc0\u306a\u5909\u5316\u306b\u3088\u308a\u3001\u8cfc\u5165\u306e\u7d14\u8cbb\u7528\u304c\u5927\u5e45\u306b\u5909\u308f\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002.<\/p>\n
\u30a8\u30dd\u30b9\u30fb\u30af\u30ea\u30d7\u30c8\u30ab\u30fc\u30c9\u306e\u5c0e\u5165\u306b\u3088\u308a\u3001\u6697\u53f7\u901a\u8ca8\u30bb\u30af\u30bf\u30fc\u306f\u3001\u975e\u5e38\u306b\u6295\u6a5f\u7684\u306a\u6295\u8cc7\u306e\u5e02\u5834\u304b\u3089\u3001\u975e\u5e38\u306b\u5b9f\u7528\u7684\u306a\u7528\u9014\u306e\u305f\u3081\u306e\u73fe\u5b9f\u7684\u306a\u91d1\u878d\u306e\u4e16\u754c\u3078\u3068\u5927\u304d\u306a\u5909\u5316\u3092\u9042\u3052\u308b\u3067\u3057\u3087\u3046\u3002\u3088\u304f\u77e5\u3089\u308c\u305f\u30af\u30ec\u30b8\u30c3\u30c8\u30b7\u30b9\u30c6\u30e0\u3067\u6697\u53f7\u901a\u8ca8\u3092\u8cfc\u5165\u3059\u308b\u6a5f\u4f1a\u3092\u63d0\u4f9b\u3059\u308b\u3053\u3068\u3067\u3001\u65e5\u672c\u306f\u8ab0\u3067\u3082\u6697\u53f7\u901a\u8ca8\u3092\u4f7f\u3044\u59cb\u3081\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u308a\u3001\u672c\u5f53\u306b\u4fbf\u5229\u306b\u306a\u308a\u307e\u3059\u3002.<\/p>\n
\u6697\u53f7\u901a\u8ca8\u304c\u91d1\u878d\u74b0\u5883\u306b\u304a\u3044\u3066\u975e\u5e38\u306b\u91cd\u8981\u306a\u5f79\u5272\u3092\u679c\u305f\u3059\u3053\u3068\u306f\u3001\u4f01\u696d\u306b\u3068\u3063\u3066\u3082\u6280\u8853\u63d0\u4f9b\u8005\u306b\u3068\u3063\u3066\u3082\u660e\u3089\u304b\u3067\u3059\u3002\u30c4\u30fc\u30eb\u3068\u3057\u3066\u306e\u30d6\u30ed\u30c3\u30af\u30c1\u30a7\u30fc\u30f3\u3092\u7406\u89e3\u3057\u3001\u305d\u306e\u30c1\u30e3\u30f3\u30b9\u3092\u3064\u304b\u3080\u3053\u3068\u3001\u67d4\u8edf\u306a\u6c7a\u6e08\u3092\u6d3b\u7528\u3059\u308b\u3053\u3068\u3001\u898f\u5236\u306e\u5074\u9762\u304b\u3089\u3059\u3079\u3066\u304c\u554f\u984c\u306a\u3044\u3053\u3068\u3092\u78ba\u8a8d\u3059\u308b\u3053\u3068\u3001\u3053\u308c\u3089\u306f\u4f01\u696d\u304c\u6b21\u306e\u6bb5\u968e\u3067\u3042\u308b\u30c7\u30b8\u30bf\u30eb\u91d1\u878d\u3067\u7af6\u4e89\u3067\u304d\u308b\u3088\u3046\u306b\u3059\u308b\u305f\u3081\u306b\u3084\u3089\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\u3053\u3068\u3067\u3059\u3002.<\/p>\n
\u7d50\u5c40\u306e\u3068\u3053\u308d\u3001\u65e5\u672c\u304c\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u3067\u3084\u308d\u3046\u3068\u3057\u3066\u3044\u308b\u3053\u3068\u306f\u3001\u65b0\u3057\u3044\u6c7a\u6e08\u30ab\u30fc\u30c9\u4ee5\u4e0a\u306e\u3082\u306e\u3067\u3059\u3002\u305d\u308c\u306f\u3001\u4e16\u754c\u898f\u6a21\u3067\u6025\u901f\u306b\u30c7\u30b8\u30bf\u30eb\u5316\u304c\u9032\u3080\u7d4c\u6e08\u306b\u304a\u3044\u3066\u3001\u304a\u91d1\u306e\u4fdd\u7ba1\u3001\u79fb\u52d5\u3001\u4f7f\u7528\u65b9\u6cd5\u3092\u5927\u304d\u304f\u5909\u3048\u308b\u3082\u306e\u3067\u3059\u3002.<\/p>","protected":false},"excerpt":{"rendered":"
Japan’s fintech and crypto community made a significant stride when it released the nation’s first credit card that makes it possible to pay in Bitcoin. The whole idea, a collaboration between bitbank and Epos Card, is a good example of traditional finance and digital assets coming together more and more. The recently launched “EPOS Crypto Card for bitbank” enables customers to pay their credit card fees each month with the Bitcoin balance they have on their exchange accounts. The move is a major milestone in Japan as it is the first time physical use of crypto for regular financial operations has been realized. Bridging Crypto and Everyday Spending Traditional crypto […]<\/p>\n","protected":false},"author":7,"featured_media":32274,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"wprm-recipe-roundup-name":"","wprm-recipe-roundup-description":"","postBodyCss":"","postBodyMargin":[],"postBodyPadding":[],"postBodyBackground":{"backgroundType":"classic","gradient":""},"footnotes":""},"categories":[197,1,8098],"tags":[12767,12766,547,12765,8163],"ppma_author":[572],"class_list":["post-32273","post","type-post","status-publish","format-standard","has-post-thumbnail","category-blockchain","category-fintech","category-news-articles","tag-bitbank","tag-bitcoin-payments","tag-blockchain","tag-credit-card","tag-japan-tech"],"yoast_head":"\n