{"id":28476,"date":"2026-02-17T12:42:47","date_gmt":"2026-02-17T12:42:47","guid":{"rendered":"https:\/\/itbusinesstoday.com\/?p=28476"},"modified":"2026-02-17T12:51:13","modified_gmt":"2026-02-17T12:51:13","slug":"paypay-visa-partnership-to-expand-cross-border-payments-and-accelerate-japans-cashless-push","status":"publish","type":"post","link":"https:\/\/itbusinesstoday.com\/ja\/fintech\/finance-tech\/paypay-visa-partnership-to-expand-cross-border-payments-and-accelerate-japans-cashless-push\/","title":{"rendered":"PayPay\u3068Visa\u306e\u63d0\u643a\u306b\u3088\u308a\u3001\u56fd\u5883\u3092\u8d8a\u3048\u305f\u6c7a\u6e08\u3092\u62e1\u5927\u3057\u3001\u65e5\u672c\u306e\u30ad\u30e3\u30c3\u30b7\u30e5\u30ec\u30b9\u5316\u3092\u52a0\u901f"},"content":{"rendered":"

PayPay, Japan’s top mobile wallet, has decided to team up strategically with Visa, the world’s biggest payments company, to improve their cross, border payment facilities and develop their digital wallet services both at home and abroad. This deal represents a significant move towards creating a universally compatible payment ecosystem that also supports Japan’s standing in the fast, changing fintech industry.<\/p>\n

\u30d1\u30fc\u30c8\u30ca\u30fc\u30b7\u30c3\u30d7\u306e\u7126\u70b9\u65e5\u672c\u304a\u3088\u3073\u6d77\u5916\u306b\u304a\u3051\u308b\u30b7\u30fc\u30e0\u30ec\u30b9\u306a\u6c7a\u6e08<\/strong><\/h3>\n

According to the reports, the collaboration between the two companies includes the of PayPay’s QR, code wallet platform, widely used locally, with Visa’s international payment infrastructure to offer better payment experiences. The merger of the two firms’ networks is aimed at facilitating easier transactions of international visitors in Japan as well as Japanese users traveling overseas.<\/p>\n

\u8a2a\u65e5\u89b3\u5149\u5ba2\u306b\u3068\u3063\u3066\u306e\u5229\u70b9\u306f\u3001PayPay\u52a0\u76df\u5e97\u3067\u652f\u6255\u3044\u3092\u3059\u308b\u969b\u306b\u3001\u81ea\u56fd\u3067\u6163\u308c\u89aa\u3057\u3093\u3060\u652f\u6255\u3044\u65b9\u6cd5\u3092\u5229\u7528\u3067\u304d\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002\u307e\u305f\u3001\u6d77\u5916\u306b\u884c\u304fPayPay\u30e6\u30fc\u30b6\u30fc\u306f\u3001\u3088\u308a\u591a\u304f\u306e\u52a0\u76df\u5e97\u3084\u652f\u6255\u3044\u65b9\u6cd5\u3092\u898b\u3064\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u3001\u56fd\u5883\u3092\u8d8a\u3048\u305f\u53d6\u5f15\u306e\u969c\u58c1\u3092\u4e0b\u3052\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3067\u3057\u3087\u3046\u3002.<\/p>\n

\u3053\u3061\u3089\u3082\u304a\u8aad\u307f\u304f\u3060\u3055\u3044\uff1a \u30af\u30fc\u30d9\u30eb\u3001\u81ea\u52d5\u8acb\u6c42\u66f8\u30b5\u30fc\u30d3\u30b9\u3067\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u306b\u9032\u51fa<\/a><\/h4>\n

Furthermore, the partnership between the two firms isn’t only about payments for travels. It intends to deliver innovative cashless experiences by linking various financial tools such as PayPay balance, card, and bank functionalities into one unified credential powered by Visa technology. So users can juggle different payment sources while only being in one app interface.<\/p>\n

\u62e1\u5927\u6226\u7565\u3068\u30b0\u30ed\u30fc\u30d0\u30eb\u306a\u91ce\u671b<\/strong><\/h3>\n

PayPay’s expansion plan overseas is an essential aspect of the alliance.<\/strong><\/p>\n

The partnering companies are considering the roll, out of a digital wallet in the US as the first step, which could be via a new PayPay, led company. The planned wallet would allow for both QR code payments and NFC contactless transactions, thus Japan’s mobile payment capabilities being united with worldwide norms.<\/p>\n

Such a step is in line with PayPay’s general objective of developing a globally available ecosystem by combining its fintech platform with Visa’s network in over 200 countries and territories.<\/p>\n

\u65e5\u672c\u306e\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u3068\u6c7a\u6e08\u696d\u754c\u3078\u306e\u5f71\u97ff<\/strong><\/h3>\n

PayPay\u3068Visa\u306e\u63d0\u643a\u306f\u3001\u73fe\u91d1\u4f9d\u5b58\u304b\u3089\u30e2\u30d0\u30a4\u30eb\u30fb\u30d5\u30a1\u30fc\u30b9\u30c8\u306e\u53d6\u5f15\u3078\u3068\u6025\u901f\u306b\u79fb\u884c\u3057\u3064\u3064\u3042\u308b\u65e5\u672c\u306e\u30c7\u30b8\u30bf\u30eb\u6c7a\u6e08\u5e02\u5834\u3092\u5927\u304d\u304f\u518d\u7de8\u6210\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002.<\/p>\n

    \n
  1. \u30ad\u30e3\u30c3\u30b7\u30e5\u30ec\u30b9\u5316\u3078\u306e\u6025\u901f\u306a\u30b7\u30d5\u30c8<\/strong><\/li>\n<\/ol>\n

    \u5f93\u6765\u3001\u65e5\u672c\u306f\u73fe\u91d1\u793e\u4f1a\u3067\u3057\u305f\u304c\u3001\u6700\u8fd1\u3067\u306f\u30e2\u30d0\u30a4\u30eb\u30a6\u30a9\u30ec\u30c3\u30c8\u3084QR\u30b3\u30fc\u30c9\u306b\u3088\u308b\u6c7a\u6e08\u304c\u7206\u767a\u7684\u306b\u666e\u53ca\u3057\u3066\u3044\u307e\u3059\u3002Visa\u304c\u30b5\u30dd\u30fc\u30c8\u3059\u308b\u30b0\u30ed\u30fc\u30d0\u30eb\u3067\u76f8\u4e92\u904b\u7528\u53ef\u80fd\u306a\u30b7\u30b9\u30c6\u30e0\u306f\u3001\u3053\u306e\u79fb\u884c\u3092\u4fc3\u9032\u3057\u3001\u6d88\u8cbb\u8005\u3068\u52a0\u76df\u5e97\u306e\u53cc\u65b9\u306b\u3068\u3063\u3066\u30c7\u30b8\u30bf\u30eb\u6c7a\u6e08\u3092\u3088\u308a\u7c21\u5358\u3067\u4fbf\u5229\u306a\u3082\u306e\u306b\u3057\u307e\u3059\u3002.<\/p>\n

      \n
    1. \u52a0\u76df\u5e97\u30a4\u30f3\u30d5\u30e9\u306e\u5f37\u5316<\/strong><\/li>\n<\/ol>\n

      \u30d1\u30fc\u30c8\u30ca\u30fc\u306f\u3001PayPays\u52a0\u76df\u5e97\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u306b\u304a\u3051\u308bVisa\u30ab\u30fc\u30c9\u53d7\u3051\u5165\u308c\u8a08\u753b\u306e\u62e1\u5927\u3092\u547c\u3073\u304b\u3051\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u306b\u3088\u308a\u3001\u4e2d\u5c0f\u4f01\u696d\u306e\u6c7a\u6e08\u306e\u67d4\u8edf\u6027\u304c\u9ad8\u307e\u308b\u3068\u540c\u6642\u306b\u3001\u5916\u56fd\u4eba\u9867\u5ba2\u306e\u7372\u5f97\u304c\u5bb9\u6613\u306b\u306a\u308a\u307e\u3059\u3002.<\/p>\n

        \n
      1. \u7af6\u5408\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3078\u306e\u7af6\u4e89\u5727\u529b<\/strong><\/li>\n<\/ol>\n

        \u65e5\u672c\u306e\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u306f\u3001\u56fd\u5185\u306e\u30e2\u30d0\u30a4\u30eb\u30a6\u30a9\u30ec\u30c3\u30c8\u3001\u30ab\u30fc\u30c9\u767a\u884c\u4f1a\u793e\u3001\u305d\u3057\u3066\u6d77\u5916\u306e\u30d7\u30ec\u30fc\u30e4\u30fc\u3067\u69cb\u6210\u3055\u308c\u3066\u3044\u307e\u3059\u3002PayPays\u306e\u30e6\u30fc\u30b6\u30fc\u30d9\u30fc\u30b9\u304cVisa\u306e\u30b0\u30ed\u30fc\u30d0\u30eb\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u3068\u3088\u308a\u5bc6\u63a5\u306b\u7d71\u5408\u3055\u308c\u308b\u3053\u3068\u3067\u3001\u7af6\u5408\u4ed6\u793e\u306f\u5e02\u5834\u30b7\u30a7\u30a2\u3092\u7dad\u6301\u3059\u308b\u305f\u3081\u306b\u63d0\u643a\u3084\u6280\u8853\u9769\u65b0\u306e\u30b9\u30d4\u30fc\u30c9\u30a2\u30c3\u30d7\u3092\u8feb\u3089\u308c\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002.<\/p>\n

        \u30d3\u30b8\u30cd\u30b9\u3068\u30b0\u30ed\u30fc\u30d0\u30eb\u30fb\u30b3\u30de\u30fc\u30b9\u3078\u306e\u5e83\u7bc4\u306a\u5f71\u97ff<\/strong><\/h3>\n

        \u65e5\u672c\u3060\u3051\u3067\u306a\u304f\u3001\u3053\u306e\u63d0\u643a\u306f\u4e16\u754c\u306e\u6c7a\u6e08\u696d\u754c\u3092\u5f62\u6210\u3059\u308b\u3044\u304f\u3064\u304b\u306e\u30c8\u30ec\u30f3\u30c9\u3092\u6d6e\u304d\u5f6b\u308a\u306b\u3057\u3066\u3044\u307e\u3059\u3002.<\/p>\n

        \u56fd\u5883\u3092\u8d8a\u3048\u305f\u8cbf\u6613\u306e\u62e1\u5927<\/strong><\/p>\n

        \u65c5\u884c\u3084\u30aa\u30f3\u30e9\u30a4\u30f3\u30b7\u30e7\u30c3\u30d4\u30f3\u30b0\u304c\u30b0\u30ed\u30fc\u30d0\u30eb\u5316\u3059\u308b\u4e2d\u3001\u4f01\u696d\u306b\u306f\u4e16\u754c\u4e2d\u306b\u5bfe\u5fdc\u3057\u305f\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\u304c\u6c42\u3081\u3089\u308c\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u3088\u3046\u306a\u30b3\u30e9\u30dc\u30ec\u30fc\u30b7\u30e7\u30f3\u306f\u3001\u53d6\u5f15\u306e\u30cf\u30fc\u30c9\u30eb\u3092\u4e0b\u3052\u308b\u3060\u3051\u3067\u306a\u304f\u3001\u89b3\u5149\u5ba2\u3084\u5916\u56fd\u4eba\u9867\u5ba2\u306e\u6d88\u8cbb\u3092\u4fc3\u9032\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002.<\/p>\n

        QR\u3068\u30ab\u30fc\u30c9\u6c7a\u6e08\u306e\u878d\u5408<\/strong><\/p>\n

        \u30a2\u30b8\u30a2\u306e\u30c7\u30b8\u30bf\u30eb\u5148\u99c6\u8005\u3067\u3042\u308bQR\u30d9\u30fc\u30b9\u306e\u30e2\u30d0\u30a4\u30eb\u30a6\u30a9\u30ec\u30c3\u30c8\u3068\u6b27\u7c73\u306e\u30ab\u30fc\u30c9\u4e2d\u5fc3\u306e\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\u306f\u3001\u4e00\u822c\u7684\u306b\u4e92\u3044\u306b\u72ec\u7acb\u3057\u3066\u767a\u5c55\u3057\u3066\u304d\u307e\u3057\u305f\u3002\u4e21\u8005\u306e\u6280\u8853\u3092\u7d44\u307f\u5408\u308f\u305b\u305f\u30a2\u30d7\u30ed\u30fc\u30c1\u304c\u4e16\u754c\u7684\u306a\u65b0\u305f\u306a\u57fa\u6e96\u3068\u306a\u308a\u3001\u3042\u3089\u3086\u308b\u5834\u6240\u3067\u30c7\u30b8\u30bf\u30eb\u30a6\u30a9\u30ec\u30c3\u30c8\u306e\u767a\u5c55\u306b\u5f71\u97ff\u3092\u4e0e\u3048\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002.<\/p>\n

        \u305d\u306e\u4ed6\u306e\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u30fb\u30d1\u30fc\u30c8\u30ca\u30fc\u30b7\u30c3\u30d7<\/strong><\/p>\n

        \u3053\u306e\u53d6\u5f15\u306f\u3001\u81ea\u56fd\u5185\u3067\u6210\u9577\u3057\u305f\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u306e\u8987\u8005\u304c\u3001\u56fd\u969b\u7684\u306a\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u3068\u624b\u3092\u7d44\u307f\u3001\u4e16\u754c\u7684\u306a\u30ea\u30fc\u30c1\u3092\u5e83\u3052\u3066\u3044\u308b\u3053\u3068\u3092\u7269\u8a9e\u3063\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u6226\u7565\u306b\u3088\u308a\u3001\u4f01\u696d\u306f\u73fe\u5730\u306e\u898f\u5236\u3084\u30a4\u30f3\u30d5\u30e9\u6574\u5099\u306e\u8ca0\u62c5\u3092\u8efd\u6e1b\u3057\u306a\u304c\u3089\u6025\u6210\u9577\u3092\u9042\u3052\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002.<\/p>\n

        \u65e5\u672c\u4f01\u696d\u306b\u3068\u3063\u3066\u306e\u610f\u5473<\/strong><\/h3>\n

        \u65e5\u672c\u306e\u5c0f\u58f2\u696d\u8005\u3001\u30b5\u30fc\u30d3\u30b9\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\u8ca9\u58f2\u696d\u8005\u306b\u3068\u3063\u3066\u3001\u3053\u306e\u63d0\u643a\u306f\u5177\u4f53\u7684\u306a\u7d4c\u55b6\u4e0a\u306e\u30e1\u30ea\u30c3\u30c8\u3092\u3082\u305f\u3089\u3059\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\uff1a<\/p>\n

        \u3088\u308a\u9ad8\u3044\u89b3\u5149\u6d88\u8cbb\u30dd\u30c6\u30f3\u30b7\u30e3\u30eb\uff1a<\/strong> \u5916\u56fd\u4eba\u89b3\u5149\u5ba2\u306e\u6c7a\u6e08\u304c\u3088\u308a\u7c21\u5358\u306b\u306a\u308c\u3070\u3001\u5c0f\u58f2\u696d\u3001\u63a5\u5ba2\u696d\u3001\u65c5\u884c\u696d\u306b\u304a\u3051\u308b\u30b3\u30f3\u30d0\u30fc\u30b8\u30e7\u30f3\u7387\u304c\u5411\u4e0a\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002.<\/p>\n

        \u652f\u6255\u3044\u7ba1\u7406\u306e\u7c21\u7d20\u5316<\/strong>:\u8907\u6570\u306e\u652f\u6255\u3044\u65b9\u6cd5\u3092\u5358\u4e00\u306e\u30b7\u30b9\u30c6\u30e0\u306b\u7d71\u5408\u3059\u308b\u3053\u3068\u3067\u3001\u52a0\u76df\u5e97\u3068\u6d88\u8cbb\u8005\u306e\u53cc\u65b9\u306b\u3068\u3063\u3066\u8907\u96d1\u3055\u304c\u8efd\u6e1b\u3055\u308c\u307e\u3059\u3002.<\/p>\n

        \u65b0\u305f\u306a\u56fd\u969b\u7684\u6a5f\u4f1a<\/strong> PayPay\u306e\u30b0\u30ed\u30fc\u30d0\u30eb\u5c55\u958b\u306b\u4f34\u3044\u3001PayPay\u3092\u5229\u7528\u3059\u308b\u65e5\u672c\u4f01\u696d\u306f\u3001\u6d77\u5916\u9867\u5ba2\u3068\u306e\u3088\u308a\u826f\u3044\u63a5\u70b9\u3092\u5f97\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002.<\/p>\n

        \u30b0\u30ed\u30fc\u30d0\u30eb\u306a\u30ad\u30e3\u30c3\u30b7\u30e5\u30ec\u30b9\u30fb\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u306b\u5411\u3051\u305f\u6226\u7565\u7684\u4e00\u624b<\/strong><\/h3>\n

        PayPay\u3068VISA\u306e\u63d0\u643a\u306f\u3001\u65e5\u672c\u306e\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u304c\u3001\u81ea\u56fd\u5e02\u5834\u3067\u5727\u5012\u7684\u306a\u5730\u4f4d\u3092\u5360\u3081\u3066\u3044\u308b\u306b\u3082\u304b\u304b\u308f\u3089\u305a\u3001\u30b0\u30ed\u30fc\u30d0\u30eb\u306b\u901a\u7528\u3059\u308b\u3088\u3046\u306b\u306a\u308b\u305f\u3081\u306e\u30b9\u30c6\u30c3\u30d7\u3092\u8e0f\u3093\u3067\u3044\u308b\u3053\u3068\u3092\u793a\u3059\u597d\u4f8b\u3067\u3059\u3002\u4e21\u793e\u306f\u3001PayPay\u3068Visa\u306e\u30b0\u30ed\u30fc\u30d0\u30eb\u30fb\u30a4\u30f3\u30d5\u30e9\u3092\u6d3b\u7528\u3059\u308b\u3053\u3068\u3067\u3001\u30af\u30ed\u30b9\u30dc\u30fc\u30c0\u30fc\u30fb\u30da\u30a4\u30e1\u30f3\u30c8\u3068\u30c7\u30b8\u30bf\u30eb\u30fb\u30a6\u30a9\u30ec\u30c3\u30c8\u306e\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u306b\u771f\u306e\u5909\u5316\u3092\u3082\u305f\u3089\u3059\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002.<\/p>\n

        In case the joint effort goes smoothly, the two companies might quite literally re, imagine the payment system in Japan and at the same time set the benchmark for mobile wallets’ integration with global financial networks for the coming years.<\/p>","protected":false},"excerpt":{"rendered":"

        PayPay, Japan’s top mobile wallet, has decided to team up strategically with Visa, the world’s biggest payments company, to improve their cross, border payment facilities and develop their digital wallet services both at home and abroad. This deal represents a significant move towards creating a universally compatible payment ecosystem that also supports Japan’s standing in the fast, changing fintech industry. Partnership Focus: Seamless Payments in Japan and Abroad According to the reports, the collaboration between the two companies includes the of PayPay’s QR, code wallet platform, widely used locally, with Visa’s international payment infrastructure to offer better payment experiences. The merger of the two firms’ networks is aimed at facilitating […]<\/p>\n","protected":false},"author":7,"featured_media":28477,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"wprm-recipe-roundup-name":"","wprm-recipe-roundup-description":"","postBodyCss":"","postBodyMargin":[],"postBodyPadding":[],"postBodyBackground":{"backgroundType":"classic","gradient":""},"footnotes":""},"categories":[940,1,8098],"tags":[11463,3268,11462,11461,5792],"ppma_author":[572],"class_list":{"0":"post-28476","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-finance-tech","8":"category-fintech","9":"category-news-articles","10":"tag-cashless-ecosystem","11":"tag-finance-tech","12":"tag-global-commerce","13":"tag-paypay","14":"tag-visa"},"yoast_head":"\nPayPay 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