{"id":21607,"date":"2025-09-24T13:35:21","date_gmt":"2025-09-24T13:35:21","guid":{"rendered":"https:\/\/itbusinesstoday.com\/?p=21607"},"modified":"2025-09-24T13:35:21","modified_gmt":"2025-09-24T13:35:21","slug":"banking-2-0-how-crypto-innovation-is-reshaping-traditional-finance-and-the-future-of-global-banking","status":"publish","type":"post","link":"https:\/\/itbusinesstoday.com\/ja\/fintech\/banking-2-0-how-crypto-innovation-is-reshaping-traditional-finance-and-the-future-of-global-banking\/","title":{"rendered":"\u30d0\u30f3\u30ad\u30f3\u30b02.0\u6697\u53f7\u6280\u8853\u9769\u65b0\u304c\u4f1d\u7d71\u7684\u306a\u91d1\u878d\u3068\u30b0\u30ed\u30fc\u30d0\u30eb\u30fb\u30d0\u30f3\u30ad\u30f3\u30b0\u306e\u672a\u6765\u3092\u3069\u3046\u5909\u3048\u308b\u304b"},"content":{"rendered":"

For years, global finance has been like a strong fortress. Its walls depend on outdated systems, central control, and intermediaries. They have mostly gone unchallenged. Only fringe thinkers suggested a major redesign. Today, that fortress is not under siege; it is being rewired from the inside out. The catalyst isn’t a hostile takeover. It’s a quiet, steady tech revolution. This change comes from cryptocurrency and its base, blockchain. This isn’t about replacing banks with chaos. It’s about the rise of Banking 2.0. This new system will be hybrid, efficient, and much more accessible for all.<\/p>

\u30d3\u30b8\u30cd\u30b9\u30ea\u30fc\u30c0\u30fc\u306f\u3082\u306f\u3084\u30d3\u30c3\u30c8\u30b3\u30a4\u30f3\u306b\u8cdb\u6210\u304b\u53cd\u5bfe\u304b\u3060\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u73fe\u5728\u306e\u4e3b\u306a\u7126\u70b9\u306f\u3001\u5206\u6563\u578b\u91d1\u878d\u3001\u30c8\u30fc\u30af\u30f3\u5316\u3001\u30b9\u30de\u30fc\u30c8\u30b3\u30f3\u30c8\u30e9\u30af\u30c8\u3067\u3059\u3002\u3053\u308c\u3089\u306e\u30a8\u30f3\u30b8\u30f3\u304c\u5909\u9769\u3092\u63a8\u9032\u3057\u307e\u3059\u3002\u305d\u306e\u9053\u7b4b\u3092\u7406\u89e3\u3059\u308b\u3053\u3068\u306f\u3001\u4eca\u3084\u5358\u306a\u308b\u6280\u8853\u7684\u8ab2\u984c\u3067\u306f\u306a\u304f\u3001\u91cd\u8981\u306a\u6226\u7565\u306a\u306e\u3067\u3059\u3002<\/p>

\u65b0\u3057\u3044\u91d1\u878d\u30a2\u30fc\u30ad\u30c6\u30af\u30c1\u30e3\u30fc\u306e\u67f1<\/strong><\/h2>

\"Banking<\/p>

Banking 2.0 uses new ideas that change and improve traditional financial services. At its core is blockchain. It’s a digital ledger that can’t be changed. Plus, it’s shared across many locations. Think of a financial record stored not in one bank, but shared across a network of computers. Each transaction gets cryptographically sealed in a block. Then, it links to the previous block. This builds a clear and permanent history. Trusting protocols instead of institutions is key to today’s change.<\/p>

\u3053\u3061\u3089\u3082\u304a\u8aad\u307f\u304f\u3060\u3055\u3044\uff1a \u5de5\u5834\u306e\u8d85\u81ea\u52d5\u5316\uff1a\u65e5\u672c\u306f\u3044\u304b\u306b\u3057\u3066\u7121\u505c\u96fb\u751f\u7523\u30b7\u30b9\u30c6\u30e0\u3092\u69cb\u7bc9\u3057\u3066\u3044\u308b\u304b<\/a><\/h4>

Building upon this foundation are smart contracts. These aren’t legal documents. Instead, they are self-executing lines of code. They automate the terms of an agreement. A simple analogy is a digital vending machine. You do not need to trust the machine’s owner; you trust its programmed logic. Insert the right cryptocurrency, and the snack will be released automatically. Now, apply this to a complex syndicated loan or a trade finance agreement. The contract releases funds automatically when it gets verified shipping documents. This cuts out days of manual work and lowers counterparty risk to almost zero. This is not just a small improvement; it completely reworks how contracts are fulfilled.<\/p>

\u3053\u308c\u3089\u306e\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u306b\u3088\u308b\u6700\u5927\u306e\u5909\u5316\u306f\u3001Decentralized Finance\uff08DeFi\uff09\u3067\u3059\u3002DeFi\u30d7\u30ed\u30c8\u30b3\u30eb\u306f\u5f93\u6765\u306e\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u3092\u30b3\u30d4\u30fc\u3057\u305f\u3082\u306e\u3002\u878d\u8cc7\u3001\u501f\u5165\u3001\u4fdd\u967a\u3001\u53d6\u5f15\u306a\u3069\u3067\u3059\u3002\u30aa\u30fc\u30d7\u30f3\u306a\u30d6\u30ed\u30c3\u30af\u30c1\u30a7\u30fc\u30f3\u30fb\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u3092\u4f7f\u7528\u3057\u307e\u3059\u3002\u3064\u307e\u308a\u3001\u9280\u884c\u3084\u30d6\u30ed\u30fc\u30ab\u30fc\u3092\u4ecb\u3055\u305a\u306b\u904b\u55b6\u3055\u308c\u307e\u3059\u3002\u30e6\u30fc\u30b6\u30fc\u306f\u6d41\u52d5\u6027\u30d7\u30fc\u30eb\u306b\u8cc7\u7523\u3092\u9810\u3051\u307e\u3059\u3002\u305d\u3057\u3066\u3001\u4ed6\u306e\u4eba\u306f\u3053\u308c\u3089\u306e\u30d7\u30fc\u30eb\u304b\u3089\u501f\u308a\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u30a2\u30eb\u30b4\u30ea\u30ba\u30e0\u304c\u9700\u8981\u3068\u4f9b\u7d66\u306b\u57fa\u3065\u3044\u3066\u91d1\u5229\u3092\u6c7a\u5b9a\u3002\u3053\u308c\u306b\u3088\u308a\u3001\u8ab0\u3082\u304c\u30a2\u30af\u30bb\u30b9\u3067\u304d\u308b\u30b7\u30b9\u30c6\u30e0\u304c\u69cb\u7bc9\u3055\u308c\u307e\u3059\u3002\u3053\u306e\u30b7\u30b9\u30c6\u30e0\u306f\u5e38\u6642\u7a3c\u50cd\u3057\u3066\u304a\u308a\u3001\u901a\u5e38\u306e\u5e02\u5834\u3088\u308a\u3082\u306f\u308b\u304b\u306b\u660e\u78ba\u3067\u3059\u3002DeFi\u30b9\u30da\u30fc\u30b9\u306f\u4eca\u3082\u6210\u9577\u4e2d\u30022025\u5e74\u73fe\u5728\u3001DeFi\u30d7\u30ed\u30c8\u30b3\u30eb\u5168\u4f53\u3067\u30ed\u30c3\u30af\u3055\u308c\u3066\u3044\u308b\u4fa1\u5024\u306e\u5408\u8a08\u306f\u7d04US$ 1,500\u5104\u30c9\u30eb\u3067\u3001\u30a4\u30fc\u30b5\u30ea\u30a2\u30e0\u3060\u3051\u3067\u7d04US$ 1,500\u5104\u30c9\u30eb\u3092\u5360\u3081\u3066\u3044\u307e\u3059\u3002 US$ 88.5 billion<\/a>.2018\u5e74\u304b\u30892022\u5e74\u306e\u9593\u306b\u3001DeFi\u30d7\u30ed\u30c8\u30b3\u30eb\u306f\u5c11\u306a\u304f\u3068\u3082\u4ee5\u4e0b\u306e\u3082\u306e\u3092\u5931\u3044\u307e\u3057\u305f\u3002 US$ 3.24 billion<\/a> \u30cf\u30c3\u30ad\u30f3\u30b0\u3084\u60aa\u7528\u306b\u5bfe\u3059\u308b\u307e\u305f\u3001\u898f\u5236\u4e0a\u306e\u8ab2\u984c\u306b\u3082\u76f4\u9762\u3057\u3066\u3044\u307e\u3059\u3002\u305d\u306e\u91cd\u8981\u306a\u9769\u65b0\u306f\u3001\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u304b\u3089\u4e2d\u9593\u696d\u8005\u3092\u6392\u9664\u3059\u308b\u3053\u3068\u3067\u3059\u3002\u3053\u306e\u30b7\u30d5\u30c8\u306f\u696d\u754c\u5168\u4f53\u3092\u5909\u3048\u3064\u3064\u3042\u308a\u307e\u3059\u3002<\/p>

\u7834\u58ca\u304b\u3089\u5354\u8abf\u3078<\/strong><\/h2>

Traditional finance used to dismiss the idea, but now it has changed for good. The chance for better efficiency, lower costs, and new revenue is too big to miss. We’re in an era of institutional adoption. The banks that once scoffed are now building.<\/p>

A clear example is cross-border payments. The traditional correspondent banking model has many intermediaries. Each one takes a fee and adds time. A transaction can take days to settle. Blockchain networks can finish transfers in seconds. They also do this at a much lower cost. Major financial institutions aren’t just observing. They are building their own \u30c7\u30b8\u30bf\u30eb\u8cc7\u7523<\/a> \u30db\u30fc\u30eb\u30bb\u30fc\u30eb\u6c7a\u6e08\u306e\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u65e7\u6765\u306e\u30e2\u30c7\u30eb\u306f\u3082\u306f\u3084\u7af6\u4e89\u529b\u304c\u306a\u3044\u3068\u8003\u3048\u3066\u3044\u308b\u306e\u3067\u3059\u3002<\/p>

Tokenizing real-world assets could build a market worth trillions. Tokenization makes rights an asset, similar to real estate, a famous painting, or a corporate bond. It creates a digital token on a blockchain. This opens up strong liquidity for assets that are usually hard to trade. Imagine a commercial real estate property. Instead of one person owning it, it can be split into thousands of tokens. This lets smaller investors join in and trade shares easily with just a click. This opens up investment options for everyone. It also creates new types of assets. BlackRock’s move into tokenized assets proves this is not just a speculative future. It’s a reality that’s coming soon.<\/p>

Central banks are exploring Central Bank Digital Currencies, or CBDCs. These aren’t like the volatile, decentralized cryptocurrencies. They are digital versions of government-backed currency. A digital dollar or euro on a controlled blockchain could make monetary policy simpler. It might also boost financial inclusion for the unbanked. Plus, it would offer a stronger payments system. The global push is unmistakable: 137 countries and currency unions, representing nearly 98%<\/a> of world GDP, are now exploring CBDCs, with 49 pilot projects underway and 3 countries, the Bahamas, Jamaica, and Nigeria, having fully launched retail versions. In India, for example, the digital rupee in circulation grew by 334% year-on-year, reaching ₹10.16 billion (US$ 122 million<\/a>2025\u5e743\u6708\u307e\u3067\u306b\uff09\u3002CBDC\u306e\u4e16\u754c\u7684\u306a\u63a8\u9032\u306f\u3001\u3053\u306e\u6280\u8853\u304c\u5404\u56fd\u306e\u91d1\u878d\u30b7\u30b9\u30c6\u30e0\u3092\u5f31\u4f53\u5316\u3055\u305b\u308b\u306e\u3067\u306f\u306a\u304f\u3001\u5f37\u5316\u3059\u308b\u3053\u3068\u3092\u76ee\u7684\u3068\u3057\u3066\u3044\u308b\u3053\u3068\u3092\u793a\u3057\u3066\u3044\u307e\u3059\u3002<\/p>

\u30ea\u30b9\u30af\u3068\u524d\u9014<\/strong><\/h2>

\u3053\u306e\u79fb\u884c\u3092\u30d0\u30e9\u8272\u306e\u30e1\u30ac\u30cd\u3067\u898b\u308b\u306e\u306f\u5927\u304d\u306a\u9593\u9055\u3044\u3067\u3059\u3002\u30d0\u30f3\u30ad\u30f3\u30b02.0\u3078\u306e\u9053\u306e\u308a\u306f\u8907\u96d1\u3092\u6975\u3081\u307e\u3059\u3002\u898f\u5236\u306e\u4e0d\u78ba\u5b9f\u6027\u306f\u4f9d\u7136\u3068\u3057\u3066\u6700\u5927\u306e\u30cf\u30fc\u30c9\u30eb\u3067\u3059\u3002\u5206\u6563\u5316\u3055\u308c\u305f\u81ea\u5f8b\u7684\u7d44\u7e54\u306b\u65e7\u6765\u306e\u8a3c\u5238\u53d6\u5f15\u6cd5\u3092\u9069\u7528\u3059\u308b\u306b\u306f\uff1f\u507d\u540d\u30b7\u30b9\u30c6\u30e0\u3067\u30de\u30cd\u30fc\u30ed\u30f3\u30c0\u30ea\u30f3\u30b0\u9632\u6b62\u898f\u5247\u306e\u9075\u5b88\u3092\u4fdd\u8a3c\u3059\u308b\u306b\u306f\uff1f\u4e16\u754c\u4e2d\u306e\u653f\u5e9c\u3084\u898f\u5236\u5f53\u5c40\u304c\u67a0\u7d44\u307f\u306e\u69cb\u7bc9\u306b\u53d6\u308a\u7d44\u3093\u3067\u3044\u307e\u3059\u3002\u6d88\u8cbb\u8005\u3092\u4fdd\u8b77\u3057\u3001\u5b89\u5b9a\u6027\u3092\u7dad\u6301\u3059\u308b\u305f\u3081\u3067\u3059\u3002\u307e\u305f\u3001\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u3092\u963b\u5bb3\u3059\u308b\u3053\u3068\u3082\u907f\u3051\u305f\u3044\u3068\u8003\u3048\u3066\u3044\u307e\u3059\u3002\u65b0\u3057\u3044\u30eb\u30fc\u30eb\u306f\u3001\u3053\u306e\u5909\u5316\u304c\u3069\u306e\u7a0b\u5ea6\u8fc5\u901f\u306b\u3001\u3069\u306e\u3088\u3046\u306a\u5f62\u3067\u8d77\u3053\u308b\u304b\u3092\u6c7a\u5b9a\u3057\u307e\u3059\u3002<\/p>

\u6280\u8853 security<\/a> \u306e\u8ab2\u984c\u304c\u6b8b\u3063\u3066\u3044\u307e\u3059\u3002\u30d6\u30ed\u30c3\u30af\u30c1\u30a7\u30fc\u30f3\u306f\u975e\u5e38\u306b\u5b89\u5168\u3067\u3059\u3002\u53d6\u5f15\u6240\u3084\u30c7\u30b8\u30bf\u30eb\u30a6\u30a9\u30ec\u30c3\u30c8\u306e\u3088\u3046\u306a\u30d6\u30ed\u30c3\u30af\u30c1\u30a7\u30fc\u30f3\u4e0a\u306b\u69cb\u7bc9\u3055\u308c\u305f\u30a2\u30d7\u30ea\u306f\u3001\u719f\u7df4\u3057\u305f\u30cf\u30c3\u30ab\u30fc\u3092\u60f9\u304d\u3064\u3051\u307e\u3059\u3002\u696d\u754c\u306f\u6210\u9577\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u5f37\u529b\u306a cybersecurity<\/a> \u3068\u52b9\u679c\u7684\u306a\u4fdd\u967a\u30e2\u30c7\u30eb\u3002\u305d\u3046\u3059\u308b\u3053\u3068\u3067\u3001\u5e83\u304f\u666e\u53ca\u3059\u308b\u305f\u3081\u306e\u4fe1\u983c\u3092\u7bc9\u304f\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u307e\u305f\u3001\u4e00\u90e8\u306e\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u306f\u307e\u3060\u898f\u6a21\u3092\u62e1\u5927\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u30b0\u30ed\u30fc\u30d0\u30eb\u306a\u91d1\u878d\u3092\u6539\u5584\u3059\u308b\u305f\u3081\u306b\u306f\u3001\u53d6\u5f15\u3092\u8fc5\u901f\u5316\u3057\u3001\u30b3\u30b9\u30c8\u3092\u4e0b\u3052\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u306e\u8abf\u67fb Bank for International Settlements<\/a> \u306b\u3088\u308b\u3068\u3001\u7d0460%\u306e\u4e2d\u592e\u9280\u884c\u304c\u5b9f\u9a13\u307e\u305f\u306f\u30d1\u30a4\u30ed\u30c3\u30c8\u4e8b\u696d\u3092\u5b9f\u65bd\u3057\u3066\u304a\u308a\u30012019\u5e74\u306e\u308f\u305a\u304b42%\u304b\u3089\u5897\u52a0\u3057\u3066\u3044\u307e\u3059\u3002A CFA Institute report<\/a> \u5148\u9032\u56fd\u5e02\u5834\u306e\u4e2d\u592e\u9280\u884c\u306e69%\u304c\u30b5\u30a4\u30d0\u30fc\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u306e\u30ea\u30b9\u30af\u3092\u4e3b\u8981\u306a\u61f8\u5ff5\u4e8b\u9805\u3068\u3057\u3066\u6319\u3052\u3066\u304a\u308a\u3001\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u306b\u95a2\u3059\u308b\u61f8\u5ff5\u304c\u305d\u308c\u306b\u7d9a\u3044\u3066\u3044\u307e\u3059\u3002<\/p>

\u6700\u5927\u306e\u8ab2\u984c\u306f\u3001\u6587\u5316\u7684\u30fb\u904b\u7528\u7684\u306a\u3082\u306e\u3067\u3057\u3087\u3046\u3002\u30d6\u30ed\u30c3\u30af\u30c1\u30a7\u30fc\u30f3\u6280\u8853\u3092\u7d71\u5408\u3059\u308b\u3068\u3044\u3046\u3053\u3068\u306f\u3001\u91d1\u878d\u6a5f\u95a2\u304c\u305d\u306e\u904b\u7528\u65b9\u6cd5\u3092\u8abf\u6574\u3057\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002\u65b0\u3057\u3044\u4eba\u6750\u3068\u65b0\u9bae\u306a\u30ea\u30b9\u30af\u304c\u5fc5\u8981\u3067\u3059\u3002 management<\/a> frameworks. It also needs a readiness to rethink old processes. Winners in the Banking 2.0 era won’t just add new technology. They will change their whole organization to be agile, tech-savvy, and cooperative.<\/p>

\u30d3\u30b8\u30cd\u30b9\u30ea\u30fc\u30c0\u30fc\u306e\u305f\u3081\u306e\u6226\u7565\u7684\u5fc5\u9808\u4e8b\u9805<\/strong><\/h2>

\"Banking<\/p>

Today’s business leaders should think about when and how this transition will affect their industry, not if it will. The effects reach well beyond the finance team. Tracking goods clearly and steadily can transform \u30b5\u30d7\u30e9\u30a4\u30c1\u30a7\u30fc\u30f3<\/a> \u7ba1\u7406\u3002\u30b9\u30de\u30fc\u30c8\u30b3\u30f3\u30c8\u30e9\u30af\u30c8\u306f\u3001\u77e5\u7684\u8ca1\u7523\u3084\u30ed\u30a4\u30e4\u30ea\u30c6\u30a3\u306e\u652f\u6255\u3044\u3092\u81ea\u52d5\u7684\u306b\u51e6\u7406\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u4f01\u696d\u306e\u8ca1\u52d9\u90e8\u9580\u306f\u65b0\u305f\u306a\u30c4\u30fc\u30eb\u3092\u5f97\u308b\u3067\u3057\u3087\u3046\u3002\u3053\u308c\u3089\u306e\u30c4\u30fc\u30eb\u306f\u8cc7\u7523\u3092\u7ba1\u7406\u3057\u3001\u53d6\u5f15\u3092\u51e6\u7406\u3057\u307e\u3059\u3002<\/p>

The call to action isn’t to rush into tokenizing your company. Instead, focus on really understanding these technologies. Begin with education. Encourage your strategy and innovation teams to explore pilot projects. Focus on use cases that matter to your business. Engage with the regulatory conversation. The rules are being written now, and industry input is critical. Most importantly, keep an open mind. Try new things and experiment. The key feature of Banking 2.0 is interoperability. This means old and new systems work together smoothly.<\/p>

The future of global banking won’t be a sudden change. Instead, it will be a smart mix of strategies. Traditional institutions will blend with the fast efficiency of decentralized protocols. The result will be a financial system that is inclusive and clear. It will help boost the global economy in the 21st century. The fortress walls aren’t crumbling. They’re getting new digital gateways. The leaders who hold the keys will be those who had the foresight to help build them.<\/p>","protected":false},"excerpt":{"rendered":"

For years, global finance has been like a strong fortress. Its walls depend on outdated systems, central control, and intermediaries. They have mostly gone unchallenged. Only fringe thinkers suggested a major redesign. Today, that fortress is not under siege; it is being rewired from the inside out. The catalyst isn’t a hostile takeover. It’s a quiet, steady tech revolution. This change comes from cryptocurrency and its base, blockchain. This isn’t about replacing banks with chaos. It’s about the rise of Banking 2.0. This new system will be hybrid, efficient, and much more accessible for all.Business leaders are no longer just for or against Bitcoin. The main focus now is on […]<\/p>\n","protected":false},"author":6,"featured_media":21652,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"wprm-recipe-roundup-name":"","wprm-recipe-roundup-description":"","postBodyCss":"","postBodyMargin":[],"postBodyPadding":[],"postBodyBackground":{"backgroundType":"classic","gradient":""},"footnotes":""},"categories":[1,180,201],"tags":[547,8077,2752,7756,8078,176],"ppma_author":[325],"class_list":["post-21607","post","type-post","status-publish","format-standard","has-post-thumbnail","category-fintech","category-knowledge-hub","category-staff-writers","tag-blockchain","tag-business-leader","tag-digital-ledger","tag-digital-wallet","tag-financial-architecture","tag-fintech"],"yoast_head":"\nBanking 2.0: Crypto\u2019s Impact on Global Finance<\/title>\n<meta name=\"description\" content=\"Banking 2.0 is here. Discover how crypto, DeFi, and CBDCs are reshaping global finance, driving innovation, and redefining banking\u2019s future.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/itbusinesstoday.com\/ja\/fintech\/banking-2-0-how-crypto-innovation-is-reshaping-traditional-finance-and-the-future-of-global-banking\/\" \/>\n<meta property=\"og:locale\" content=\"ja_JP\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Banking 2.0: Crypto\u2019s Impact on Global Finance\" \/>\n<meta property=\"og:description\" content=\"Banking 2.0 is here. 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